DCB Commercial Bank Plc (DAR:DCB)

DCB Commercial Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	27,835	28,607	27,618	22,665	19,586
Interest Paid on Deposits	15,086	13,380	11,464	9,744	7,059
Net Interest Income	12,750	15,227	16,153	12,921	12,527
Net Interest Income Growth (YoY)	-16.27%	-5.73%	25.01%	3.15%	-20.51%
Gain (Loss) on Sale of Investments	379.59	3,611	1,224	228	385.87
Other Non-Interest Income	6,098	6,671	5,667	4,408	3,827
Total Non-Interest Income	6,478	10,282	6,890	4,636	4,213
Non-Interest Income Growth (YoY)	-37.00%	49.23%	48.63%	10.04%	34.11%
Revenues Before Loan Losses	19,227	25,509	23,044	17,557	16,739
Provision for Loan Losses	3,110	3,875	6,504	-264.73	-1,193
Revenue	16,118	21,634	16,540	17,822	17,932
Revenue Growth (YoY)	-25.50%	30.80%	-7.19%	-0.62%	-3.74%
Salaries and Employee Benefits	10,042	9,994	9,765	9,442	8,560
Occupancy Expenses	3,852	2,621	2,524	2,377	2,450
Selling, General & Administrative	6,817	8,052	6,158	4,986	4,814
Other Non-Interest Expense	-	-	277.32	-	-
Total Non-Interest Expense	20,712	20,667	18,725	16,805	15,825
EBT Excluding Unusual Items	-4,594	967.35	-2,185	1,017	2,108
Pretax Income	-4,594	967.35	-2,185	1,017	2,108
Income Tax Expense	-975.72	219.65	-540.78	563.27	69.49
Net Income	-3,618	747.7	-1,644	453.31	2,038
Net Income to Common	-3,618	747.7	-1,644	453.31	2,038
Net Income Growth	-	-	-	-77.76%	104.82%
Basic Shares Outstanding	98	98	98	92	92
Diluted Shares Outstanding	98	98	98	92	92
Shares Change (YoY)	-	-	5.72%	-	36.17%
EPS (Basic)	-37.05	7.66	-16.84	4.91	22.07
EPS (Diluted)	-37.05	7.66	-16.84	4.91	22.07
EPS Growth	-	-	-	-77.76%	50.41%
Effective Tax Rate	-	22.71%	-	55.41%	3.30%

Updated Nov 8, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.