Maendeleo Bank Cash Flow Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	-	2,348	1,416	587.44	717.72	Upgrade
Depreciation & Amortization	-	752.37	693.3	616.29	628.46	Upgrade
Other Amortization	-	58.86	66.79	141.58	203.02	Upgrade
Total Asset Writedown	-	-	267.37	110.14	-	Upgrade
Provision for Credit Losses	-	1,506	2,833	1,667	884.84	Upgrade
Change in Other Net Operating Assets	-	-16,441	-4,109	-4,810	-5,814	Upgrade
Other Operating Activities	-	809.89	1,544	1,048	663.43	Upgrade
Operating Cash Flow	-	-10,961	2,695	-649.48	-2,688	Upgrade
Capital Expenditures	-	-198.42	-417.42	-710.1	-339.84	Upgrade
Investment in Securities	-	-3,060	421.88	-8,659	-6,925	Upgrade
Purchase / Sale of Intangibles	-	-52.47	-40.45	-54.56	-57.98	Upgrade
Investing Cash Flow	-	-3,311	-35.99	-9,424	-7,323	Upgrade
Long-Term Debt Issued	-	6,500	955.17	6,000	6,000	Upgrade
Long-Term Debt Repaid	-	-3,988	-4,252	-2,137	-1,758	Upgrade
Net Debt Issued (Repaid)	-	2,512	-3,297	3,863	4,242	Upgrade
Issuance of Common Stock	-	-	-	963.51	412.17	Upgrade
Common Dividends Paid	-	-718.85	-290.75	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	12,959	7,586	9,740	6,675	Upgrade
Other Financing Activities	-	-968.98	-1,604	-1,424	-757.98	Upgrade
Financing Cash Flow	-	13,783	2,395	13,143	10,572	Upgrade
Foreign Exchange Rate Adjustments	-	36.38	-93.39	-71.17	-	Upgrade
Net Cash Flow	-	-453.23	4,961	2,998	560.51	Upgrade
Free Cash Flow	-	-11,160	2,278	-1,360	-3,028	Upgrade
Free Cash Flow Margin	-	-101.08%	25.52%	-18.55%	-43.52%	Upgrade
Free Cash Flow Per Share	-	-425.05	86.77	-51.80	-122.90	Upgrade
Cash Interest Paid	-	968.98	1,604	6,730	5,334	Upgrade
Cash Income Tax Paid	-	506.78	704.25	548.2	80.17	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.