Dubai Islamic Bank P.J.S.C. (DFM:DIB)

DFM:DIB Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 4, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	68,007	51,240	41,339	41,195	38,882	33,317
Market Cap Growth	40.03%	23.95%	0.35%	5.95%	16.70%	-8.05%
Last Close Price	9.41	6.67	5.00	4.71	4.27	3.50
PE Ratio	8.82	6.82	6.49	8.16	10.20	12.16
PS Ratio	5.14	4.13	4.10	4.93	5.53	6.11
PB Ratio	1.31	0.97	0.87	0.94	0.94	0.77
P/FCF Ratio	-	-	-	3.25	7.65	-
P/OCF Ratio	-	-	-	3.10	7.18	-
Debt / Equity Ratio	0.44	0.48	0.46	0.55	0.54	0.55
Debt / FCF Ratio	-	-	-	1.90	4.37	-
Return on Equity (ROE)	16.66%	16.28%	15.34%	13.00%	10.42%	8.12%
Return on Assets (ROA)	2.33%	2.48%	2.33%	1.96%	1.55%	1.21%
Earnings Yield	11.34%	15.48%	16.44%	13.29%	11.29%	9.89%
FCF Yield	-64.28%	-32.64%	-11.82%	30.77%	13.08%	-22.73%
Dividend Yield	4.78%	6.75%	9.01%	6.37%	5.86%	5.71%
Payout Ratio	45.89%	47.30%	37.84%	40.38%	45.54%	93.03%
Buyback Yield / Dilution	-	-	-	-	-	-9.90%
Total Shareholder Return	4.83%	6.75%	9.01%	6.37%	5.86%	-4.19%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.