Central Insurance Company Limited (DSE:CENTRALINS)

Central Insurance Company Statistics

Total Valuation

DSE:CENTRALINS has a market cap or net worth of BDT 2.07 billion. The enterprise value is 1.48 billion.

Market Cap	2.07B
Enterprise Value	1.48B

Important Dates

The last earnings date was Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	May 26, 2025

Share Statistics

DSE:CENTRALINS has 53.14 million shares outstanding.

Current Share Class	53.14M
Shares Outstanding	53.14M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+1.05%
Owned by Insiders (%)	42.56%
Owned by Institutions (%)	n/a
Float	29.82M

Valuation Ratios

The trailing PE ratio is 21.02.

PE Ratio	21.02
Forward PE	n/a
PS Ratio	4.06
PB Ratio	0.78
P/TBV Ratio	0.78
P/FCF Ratio	33.44
P/OCF Ratio	34.17
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.55, with an EV/FCF ratio of 23.88.

EV / Earnings	15.01
EV / Sales	2.90
EV / EBITDA	9.55
EV / EBIT	10.87
EV / FCF	23.88

Financial Position

The company has a current ratio of 1.63, with a Debt / Equity ratio of 0.04.

Current Ratio	1.63
Quick Ratio	0.87
Debt / Equity	0.04
Debt / EBITDA	0.73
Debt / FCF	1.82
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.74% and return on invested capital (ROIC) is 3.05%.

Return on Equity (ROE)	3.74%
Return on Assets (ROA)	2.23%
Return on Invested Capital (ROIC)	3.05%
Return on Capital Employed (ROCE)	5.15%
Revenue Per Employee	1.16M
Profits Per Employee	224,101
Employee Count	432
Asset Turnover	0.13
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:CENTRALINS has paid 37.26 million in taxes.

Income Tax	37.26M
Effective Tax Rate	27.42%

Stock Price Statistics

The stock price has decreased by -20.21% in the last 52 weeks. The beta is 0.56, so DSE:CENTRALINS's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	-20.21%
50-Day Moving Average	35.18
200-Day Moving Average	37.23
Relative Strength Index (RSI)	52.85
Average Volume (20 Days)	502,161

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:CENTRALINS had revenue of BDT 510.49 million and earned 98.60 million in profits. Earnings per share was 1.86.

Revenue	510.49M
Gross Profit	355.92M
Operating Income	136.18M
Pretax Income	135.86M
Net Income	98.60M
EBITDA	154.10M
EBIT	136.18M
Earnings Per Share (EPS)	1.86

Balance Sheet

The company has 971.16 million in cash and 112.93 million in debt, giving a net cash position of 592.65 million or 11.15 per share.

Cash & Cash Equivalents	971.16M
Total Debt	112.93M
Net Cash	592.65M
Net Cash Per Share	11.15
Equity (Book Value)	2.65B
Book Value Per Share	49.80
Working Capital	727.33M

Cash Flow

In the last 12 months, operating cash flow was 60.66 million and capital expenditures 1.32 million, giving a free cash flow of 61.97 million.

Operating Cash Flow	60.66M
Capital Expenditures	1.32M
Free Cash Flow	61.97M
FCF Per Share	1.17

Margins

Gross margin is 69.72%, with operating and profit margins of 26.68% and 19.32%.

Gross Margin	69.72%
Operating Margin	26.68%
Pretax Margin	26.61%
Profit Margin	19.32%
EBITDA Margin	30.19%
EBIT Margin	26.68%
FCF Margin	12.14%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 3.08%.

Dividend Per Share	1.20
Dividend Yield	3.08%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	41.65%
Buyback Yield	n/a
Shareholder Yield	3.08%
Earnings Yield	4.76%
FCF Yield	2.99%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 20, 2021. It was a forward split with a ratio of 1.075.

Last Split Date	Jun 20, 2021
Split Type	Forward
Split Ratio	1.075

Scores

Altman Z-Score	n/a
Piotroski F-Score	5