City Bank PLC. (DSE:CITYBANK)

City Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	48,501	45,244	34,065	25,833	21,053	23,265
Interest Paid on Deposits	36,346	30,564	17,989	13,226	8,726	14,808
Net Interest Income	12,155	14,680	16,076	12,607	12,327	8,457
Net Interest Income Growth (YoY)	-26.86%	-8.69%	27.52%	2.28%	45.76%	-22.49%
Gain (Loss) on Sale of Assets	-	-	7.95	0.01	-	2.46
Gain (Loss) on Sale of Investments	-1,880	-1,478	-132.43	-47.28	-33.33	25.63
Other Non-Interest Income	29,978	25,888	12,465	13,051	10,681	9,262
Total Non-Interest Income	28,099	24,410	12,341	13,004	10,647	9,290
Non-Interest Income Growth (YoY)	115.06%	97.80%	-5.10%	22.14%	14.61%	15.54%
Revenues Before Loan Losses	40,254	39,090	28,417	25,612	22,974	17,747
Provision for Loan Losses	5,066	4,685	2,565	2,942	1,758	376.44
Revenue	35,188	34,405	25,852	22,670	21,216	17,371
Revenue Growth (YoY)	32.87%	33.08%	14.04%	6.85%	22.14%	6.23%
Salaries and Employee Benefits	9,956	9,200	8,075	7,233	6,331	5,474
Occupancy Expenses	3,912	3,768	3,186	2,822	2,526	2,452
Selling, General & Administrative	1,188	1,140	1,036	963.78	651.17	385.78
Other Non-Interest Expense	3,340	3,069	2,469	2,273	2,164	2,073
Total Non-Interest Expense	18,395	17,177	14,767	13,292	11,672	10,384
EBT Excluding Unusual Items	16,792	17,229	11,086	9,378	9,544	6,986
Pretax Income	16,792	17,229	11,086	9,378	9,544	6,986
Income Tax Expense	6,652	7,085	4,701	4,597	4,050	2,622
Earnings From Continuing Operations	10,140	10,143	6,385	4,781	5,494	4,364
Minority Interest in Earnings	0.01	0.01	-0	-0.01	-0.03	-0.01
Net Income	10,140	10,143	6,385	4,781	5,494	4,364
Net Income to Common	10,140	10,143	6,385	4,781	5,494	4,364
Net Income Growth	58.06%	58.87%	33.53%	-12.97%	25.89%	65.61%
Basic Shares Outstanding	1,346	1,347	1,347	1,347	1,347	1,347
Diluted Shares Outstanding	1,346	1,347	1,347	1,347	1,347	1,347
Shares Change (YoY)	-0.33%	-	-	-	-	-
EPS (Basic)	7.53	7.53	4.74	3.55	4.08	3.24
EPS (Diluted)	7.53	7.53	4.74	3.55	4.08	3.24
EPS Growth	58.58%	58.87%	33.53%	-12.97%	25.89%	65.61%
Dividend Per Share	1.250	1.250	1.364	0.891	0.990	1.320
Dividend Growth	-8.33%	-8.33%	52.99%	-10.00%	-25.00%	16.66%
Effective Tax Rate	39.62%	41.12%	42.41%	49.02%	42.43%	37.53%

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.