Chartered Life Insurance Statistics

Total Valuation

DSE:CLICL has a market cap or net worth of BDT 1.66 billion. The enterprise value is 1.69 billion.

Market Cap	1.66B
Enterprise Value	1.69B

Important Dates

The last earnings date was Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Aug 27, 2024

Share Statistics

DSE:CLICL has 37.50 million shares outstanding.

Current Share Class	37.50M
Shares Outstanding	37.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	61.95%
Owned by Institutions (%)	n/a
Float	14.23M

Valuation Ratios

The trailing PE ratio is 13.09.

PE Ratio	13.09
Forward PE	n/a
PS Ratio	1.73
PB Ratio	4.42
P/TBV Ratio	4.72
P/FCF Ratio	20.73
P/OCF Ratio	20.33
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.14, with an EV/FCF ratio of 21.08.

EV / Earnings	13.31
EV / Sales	1.76
EV / EBITDA	10.14
EV / EBIT	12.25
EV / FCF	21.08

Financial Position

The company has a current ratio of 1.59, with a Debt / Equity ratio of 0.15.

Current Ratio	1.59
Quick Ratio	1.03
Debt / Equity	0.15
Debt / EBITDA	0.33
Debt / FCF	0.69
Interest Coverage	74.61

Financial Efficiency

Return on equity (ROE) is 33.77% and return on invested capital (ROIC) is 20.02%.

Return on Equity (ROE)	33.77%
Return on Assets (ROA)	7.50%
Return on Invested Capital (ROIC)	20.02%
Return on Capital Employed (ROCE)	12.50%
Revenue Per Employee	5.88M
Profits Per Employee	776,858
Employee Count	163
Asset Turnover	0.84
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:CLICL has paid 8.65 million in taxes.

Income Tax	8.65M
Effective Tax Rate	6.40%

Stock Price Statistics

The stock price has decreased by -5.15% in the last 52 weeks. The beta is 9.49, so DSE:CLICL's price volatility has been higher than the market average.

Beta (5Y)	9.49
52-Week Price Change	-5.15%
50-Day Moving Average	49.04
200-Day Moving Average	42.49
Relative Strength Index (RSI)	33.16
Average Volume (20 Days)	153,019

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:CLICL had revenue of BDT 958.39 million and earned 126.63 million in profits. Earnings per share was 3.38.

Revenue	958.39M
Gross Profit	454.81M
Operating Income	137.59M
Pretax Income	135.28M
Net Income	126.63M
EBITDA	149.83M
EBIT	137.59M
Earnings Per Share (EPS)	3.38

Full Income Statement

Balance Sheet

The company has 27.50 million in cash and 55.36 million in debt, giving a net cash position of -27.86 million or -0.74 per share.

Cash & Cash Equivalents	27.50M
Total Debt	55.36M
Net Cash	-27.86M
Net Cash Per Share	-0.74
Equity (Book Value)	375.00M
Book Value Per Share	10.00
Working Capital	50.54M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 81.54 million and capital expenditures -1.58 million, giving a free cash flow of 79.96 million.

Operating Cash Flow	81.54M
Capital Expenditures	-1.58M
Free Cash Flow	79.96M
FCF Per Share	2.13

Full Cash Flow Statement

Margins

Gross margin is 47.46%, with operating and profit margins of 14.36% and 13.21%.

Gross Margin	47.46%
Operating Margin	14.36%
Pretax Margin	14.12%
Profit Margin	13.21%
EBITDA Margin	15.63%
EBIT Margin	14.36%
FCF Margin	8.34%

Dividends & Yields

This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 0.57%.

Dividend Per Share	0.25
Dividend Yield	0.57%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	7.40%
Buyback Yield	n/a
Shareholder Yield	0.57%
Earnings Yield	7.64%
FCF Yield	4.82%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3