Crystal Insurance Statistics

Total Valuation

DSE:CRYSTALINS has a market cap or net worth of BDT 1.94 billion. The enterprise value is 1.92 billion.

Market Cap	1.94B
Enterprise Value	1.92B

Important Dates

The last earnings date was Thursday, July 31, 2025.

Earnings Date	Jul 31, 2025
Ex-Dividend Date	Mar 3, 2025

Share Statistics

DSE:CRYSTALINS has 44.00 million shares outstanding.

Current Share Class	44.00M
Shares Outstanding	44.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	62.18%
Owned by Institutions (%)	n/a
Float	15.76M

Valuation Ratios

The trailing PE ratio is 13.65.

PE Ratio	13.65
Forward PE	n/a
PS Ratio	2.71
PB Ratio	1.68
P/TBV Ratio	1.68
P/FCF Ratio	37.23
P/OCF Ratio	15.69
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.68, with an EV/FCF ratio of 36.89.

EV / Earnings	13.52
EV / Sales	2.69
EV / EBITDA	8.68
EV / EBIT	10.44
EV / FCF	36.89

Financial Position

The company has a current ratio of 2.07, with a Debt / Equity ratio of 0.02.

Current Ratio	2.07
Quick Ratio	0.25
Debt / Equity	0.02
Debt / EBITDA	0.09
Debt / FCF	0.40
Interest Coverage	108.62

Financial Efficiency

Return on equity (ROE) is 12.81% and return on invested capital (ROIC) is 10.17%.

Return on Equity (ROE)	12.81%
Return on Assets (ROA)	5.68%
Return on Invested Capital (ROIC)	10.17%
Return on Capital Employed (ROCE)	12.99%
Revenue Per Employee	2.18M
Profits Per Employee	432,487
Employee Count	310
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:CRYSTALINS has paid 39.71 million in taxes.

Income Tax	39.71M
Effective Tax Rate	21.87%

Stock Price Statistics

The stock price has decreased by -44.02% in the last 52 weeks. The beta is 0.40, so DSE:CRYSTALINS's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	-44.02%
50-Day Moving Average	43.06
200-Day Moving Average	47.33
Relative Strength Index (RSI)	48.20
Average Volume (20 Days)	394,238

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:CRYSTALINS had revenue of BDT 713.41 million and earned 141.86 million in profits. Earnings per share was 3.22.

Revenue	713.41M
Gross Profit	446.57M
Operating Income	183.71M
Pretax Income	181.56M
Net Income	141.86M
EBITDA	218.22M
EBIT	183.71M
Earnings Per Share (EPS)	3.22

Full Income Statement

Balance Sheet

The company has 38.59 million in cash and 20.72 million in debt, giving a net cash position of 17.87 million or 0.41 per share.

Cash & Cash Equivalents	38.59M
Total Debt	20.72M
Net Cash	17.87M
Net Cash Per Share	0.41
Equity (Book Value)	1.15B
Book Value Per Share	26.25
Working Capital	742.62M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 123.39 million and capital expenditures -71.40 million, giving a free cash flow of 52.00 million.

Operating Cash Flow	123.39M
Capital Expenditures	-71.40M
Free Cash Flow	52.00M
FCF Per Share	1.18

Full Cash Flow Statement

Margins

Gross margin is 62.60%, with operating and profit margins of 25.75% and 19.88%.

Gross Margin	62.60%
Operating Margin	25.75%
Pretax Margin	25.45%
Profit Margin	19.88%
EBITDA Margin	30.59%
EBIT Margin	25.75%
FCF Margin	7.29%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 2.73%.

Dividend Per Share	1.20
Dividend Yield	2.73%
Dividend Growth (YoY)	71.43%
Years of Dividend Growth	n/a
Payout Ratio	37.11%
Buyback Yield	n/a
Shareholder Yield	2.73%
Earnings Yield	7.33%
FCF Yield	2.69%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 13, 2024. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 13, 2024
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	5