DBH Finance PLC. (DSE:DBH)
32.30
-3.20 (-9.01%)
At close: Dec 4, 2025
DBH Finance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 9,084 | 8,148 | 6,114 | 4,976 | 5,179 | 5,933 | Upgrade
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| Total Interest Expense | 6,651 | 5,796 | 4,130 | 3,045 | 2,890 | 3,960 | Upgrade
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| Net Interest Income | 2,432 | 2,352 | 1,984 | 1,931 | 2,289 | 1,973 | Upgrade
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| Commissions and Fees | 185.26 | 176.74 | 163.85 | 182.89 | 177.52 | 155.86 | Upgrade
|
| Other Revenue | 21.77 | 16.35 | 17.22 | 17.95 | 15.75 | 9.29 | Upgrade
|
| Revenue Before Loan Losses | 2,639 | 2,545 | 2,165 | 2,132 | 2,482 | 2,138 | Upgrade
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| Provision for Loan Losses | 166.62 | 29.31 | -36.5 | -164.28 | 226.29 | 151.61 | Upgrade
|
| Revenue | 2,473 | 2,516 | 2,201 | 2,296 | 2,256 | 1,986 | Upgrade
|
| Revenue Growth (YoY) | 2.07% | 14.29% | -4.13% | 1.79% | 13.57% | -6.34% | Upgrade
|
| Salaries & Employee Benefits | 544.89 | 484.51 | 399.82 | 377.44 | 364.35 | 354.08 | Upgrade
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| Cost of Services Provided | 90.98 | 84.97 | 89.1 | 96.38 | 88 | 67.4 | Upgrade
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| Other Operating Expenses | 76.51 | 70 | 71.24 | 64.85 | 46.11 | 31.67 | Upgrade
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| Total Operating Expenses | 803.51 | 722.45 | 634.79 | 609.52 | 564.59 | 514.09 | Upgrade
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| Operating Income | 1,669 | 1,793 | 1,567 | 1,687 | 1,691 | 1,472 | Upgrade
|
| EBT Excluding Unusual Items | 1,669 | 1,793 | 1,567 | 1,687 | 1,691 | 1,472 | Upgrade
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| Gain (Loss) on Sale of Investments | 47.26 | -83.59 | -5.82 | -105.95 | 33.8 | 24.9 | Upgrade
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| Pretax Income | 1,718 | 1,711 | 1,561 | 1,580 | 1,721 | 1,498 | Upgrade
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| Income Tax Expense | 706.42 | 702.4 | 576.74 | 563.53 | 677.16 | 607.23 | Upgrade
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| Net Income | 1,011 | 1,009 | 984.45 | 1,017 | 1,044 | 890.93 | Upgrade
|
| Net Income to Common | 1,011 | 1,009 | 984.45 | 1,017 | 1,044 | 890.93 | Upgrade
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| Net Income Growth | 1.40% | 2.45% | -3.17% | -2.60% | 17.17% | -16.99% | Upgrade
|
| Shares Outstanding (Basic) | 203 | 203 | 203 | 203 | 203 | 203 | Upgrade
|
| Shares Outstanding (Diluted) | 203 | 203 | 203 | 203 | 203 | 203 | Upgrade
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| EPS (Basic) | 4.98 | 4.97 | 4.85 | 5.01 | 5.15 | 4.39 | Upgrade
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| EPS (Diluted) | 4.98 | 4.97 | 4.85 | 5.01 | 5.15 | 4.39 | Upgrade
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| EPS Growth | 1.40% | 2.45% | -3.17% | -2.60% | 17.17% | -16.99% | Upgrade
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| Free Cash Flow | 4,847 | -146.71 | 8,548 | -3,858 | -18.07 | 2,757 | Upgrade
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| Free Cash Flow Per Share | 23.89 | -0.72 | 42.13 | -19.02 | -0.09 | 13.59 | Upgrade
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| Dividend Per Share | 1.471 | 1.471 | 1.471 | 1.442 | 1.311 | 1.140 | Upgrade
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| Dividend Growth | - | - | 2.00% | 10.00% | 15.00% | -13.75% | Upgrade
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| Operating Margin | 67.51% | 71.28% | 71.16% | 73.45% | 74.97% | 74.12% | Upgrade
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| Profit Margin | 40.89% | 40.09% | 44.72% | 44.28% | 46.28% | 44.85% | Upgrade
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| Free Cash Flow Margin | 196.01% | -5.83% | 388.30% | -168.04% | -0.80% | 138.82% | Upgrade
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| Effective Tax Rate | 41.13% | 41.05% | 36.94% | 35.66% | 39.35% | 40.53% | Upgrade
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Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.