Desh General Insurance Company Limited (DSE:DGIC)

DSE:DGIC Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	41.53	41.47	46.57	36.23	32.58
Depreciation & Amortization	12.04	12.97	13.96	14.57	13.69
Other Amortization	0.43	0.46	0.5	0.55	0.29
Change in Unearned Revenue	2.39	0.21	-0.96	1.14	0.34
Change in Deferred Taxes	0.37	0.41	0.07	-	-
Change in Insurance Reserves / Liabilities	-3.49	77.68	-8.42	-12.3	50.68
Change in Other Net Operating Assets	-59.57	-78.15	-30.89	-7.23	-77.82
Other Operating Activities	18.75	4.33	11.73	16.92	17.03
Operating Cash Flow	12.03	59.59	32.33	49.99	36.51
Operating Cash Flow Growth	-79.81%	84.30%	-35.33%	36.94%	42.69%
Capital Expenditures	-1.01	-4.5	-1.85	-5.34	-20.88
Investment in Securities	-1.85	-14.5	-103.05	-6.9	-0.2
Investing Cash Flow	-2.86	-19	-104.9	-12.24	-21.08
Long-Term Debt Issued	-	-	1.05	-	8.62
Total Debt Repaid	-0.62	-10.86	-	-4.32	-
Net Debt Issued (Repaid)	-0.62	-10.86	1.05	-4.32	8.62
Issuance of Common Stock	-	-	160	-	-
Common Dividends Paid	-20	-40	-40	-28.8	-24
Other Financing Activities	0.34	5.85	-36.98	-	-
Financing Cash Flow	-20.28	-45.01	84.07	-33.12	-15.38
Miscellaneous Cash Flow Adjustments	-	-	-	-	0
Net Cash Flow	-11.11	-4.43	11.5	4.63	0.05
Free Cash Flow	11.02	55.09	30.48	44.65	15.63
Free Cash Flow Growth	-79.99%	80.72%	-31.73%	185.72%	500.53%
Free Cash Flow Margin	2.83%	12.67%	11.69%	16.33%	4.77%
Free Cash Flow Per Share	0.28	1.38	0.81	1.86	0.65
Cash Income Tax Paid	3.71	17.51	10.67	5.92	1.46
Levered Free Cash Flow	28.83	34.57	4.49	45	-6.87
Unlevered Free Cash Flow	32.19	37.83	8.74	50.26	-1.62
Change in Working Capital	-60.73	0.35	-40.43	-18.27	-27.08

Updated Oct 29, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.