Express Insurance Limited (DSE:EIL)

Express Insurance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	102	70	50	45	45	45
Investments in Equity & Preferred Securities	100.43	107.94	146.45	139.99	151.28	87.16
Other Investments	21.46	16.57	19.36	20.27	10	10
Total Investments	223.89	194.51	215.81	205.26	206.28	142.16
Cash & Equivalents	1,196	1,219	1,203	1,166	1,089	946.03
Reinsurance Recoverable	148.04	143.47	132.23	120.52	107.62	95.91
Other Receivables	30.36	33.17	26.08	28.79	18.63	18.66
Property, Plant & Equipment	286.04	292.24	275.01	254.27	203.96	181.7
Other Current Assets	489.92	399.74	356.46	331.76	350.58	322.25
Other Long-Term Assets	1.05	1.44	1.2	1.98	0.99	2.13
Total Assets	2,375	2,283	2,209	2,108	1,977	1,709
Accrued Expenses	-	29.28	24.47	20.55	12.49	11.05
Insurance & Annuity Liabilities	0.97	0.94	0.8	0.72	7.6	-
Unpaid Claims	116.22	81.83	93.23	97.17	70.27	37.27
Unearned Premiums	11.89	10.77	20.06	77.04	104.89	81.37
Reinsurance Payable	353.21	355.12	365.65	287.21	228.2	158.78
Current Portion of Leases	-	83.45	60.22	44.18	24.62	19.11
Short-Term Debt	-	0.01	0.01	-	-	-
Current Income Taxes Payable	319.14	306.46	263.17	255.21	243.45	218.08
Other Current Liabilities	100.66	0.59	0.49	0.49	1.01	0.06
Other Long-Term Liabilities	166.27	138.03	134.76	130.62	146.62	148.82
Total Liabilities	1,090	1,026	987.07	939.29	862.44	697.21
Common Stock	651.97	651.97	651.97	651.97	651.97	651.97
Retained Earnings	531.21	501.88	464.55	409.38	386.14	281.89
Comprehensive Income & Other	102.16	103.72	105.83	107.72	76.21	77.77
Shareholders' Equity	1,285	1,258	1,222	1,169	1,114	1,012
Total Liabilities & Equity	2,375	2,283	2,209	2,108	1,977	1,709
Filing Date Shares Outstanding	65.2	65.2	65.2	65.2	65.2	65.2
Total Common Shares Outstanding	65.2	65.2	65.2	65.2	65.2	65.2
Total Debt	-	83.46	60.24	44.18	24.62	19.11
Net Cash (Debt)	1,196	1,135	1,142	1,122	1,064	926.92
Net Cash Growth	2.43%	-0.64%	1.85%	5.41%	14.80%	64.83%
Net Cash Per Share	18.35	17.41	17.52	17.20	16.32	17.41
Book Value Per Share	19.71	19.29	18.75	17.93	17.09	15.52
Tangible Book Value	1,285	1,258	1,222	1,169	1,114	1,012
Tangible Book Value Per Share	19.71	19.29	18.75	17.93	17.09	15.52
Land	-	189.09	189.09	189.09	149.91	149.91
Machinery	-	133.31	122.44	108.17	104.06	82.59

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.