GSP Finance Company (Bangladesh) PLC (DSE:GSPFINANCE)
1.600
-0.100 (-5.88%)
At close: Dec 4, 2025
DSE:GSPFINANCE Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 147.35 | 116.77 | 263.41 | 904.73 | 978.88 | 884.94 | Upgrade
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| Total Interest Expense | 829.07 | 486.92 | 391.95 | 352 | 395.69 | 496.28 | Upgrade
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| Net Interest Income | -681.71 | -370.15 | -128.54 | 552.73 | 583.19 | 388.66 | Upgrade
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| Commissions and Fees | 0.2 | 0.7 | 0.17 | 5.02 | 7.01 | 5.07 | Upgrade
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| Other Revenue | 6.9 | 5.61 | 3.23 | 10.8 | 10.06 | 15.55 | Upgrade
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| Revenue Before Loan Losses | -674.62 | -363.84 | -125.14 | 568.55 | 600.26 | 409.28 | Upgrade
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| Provision for Loan Losses | 1,155 | 1,432 | 1,377 | 697.55 | 205.97 | 5.26 | Upgrade
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| Revenue | -1,830 | -1,796 | -1,502 | -129 | 394.29 | 404.02 | Upgrade
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| Revenue Growth (YoY) | - | - | - | - | -2.41% | 46.08% | Upgrade
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| Salaries & Employee Benefits | 37.5 | 37.51 | 48.63 | 38.81 | 31.65 | 43.66 | Upgrade
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| Cost of Services Provided | 8.28 | 6.71 | 7.73 | 10.72 | 9.85 | 8.8 | Upgrade
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| Other Operating Expenses | -4.17 | -0.26 | 5.8 | 0.6 | -18.49 | -10.59 | Upgrade
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| Total Operating Expenses | 46.79 | 51.16 | 69.37 | 55.73 | 27.42 | 46.91 | Upgrade
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| Operating Income | -1,877 | -1,847 | -1,572 | -184.73 | 366.87 | 357.11 | Upgrade
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| EBT Excluding Unusual Items | -1,877 | -1,847 | -1,572 | -184.26 | 366.87 | 357.11 | Upgrade
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| Other Unusual Items | - | - | - | - | - | -0.55 | Upgrade
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| Pretax Income | -1,877 | -1,847 | -1,525 | -163.25 | 366.87 | 356.56 | Upgrade
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| Income Tax Expense | 10.17 | 5.44 | 3.49 | 7.04 | 140.13 | 135.93 | Upgrade
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| Earnings From Continuing Ops. | -1,887 | -1,852 | -1,529 | -170.29 | 226.74 | 220.63 | Upgrade
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| Minority Interest in Earnings | 0 | 0 | 0 | 0 | -0 | -0 | Upgrade
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| Net Income | -1,887 | -1,852 | -1,529 | -170.29 | 226.74 | 220.63 | Upgrade
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| Net Income to Common | -1,887 | -1,852 | -1,529 | -170.29 | 226.74 | 220.63 | Upgrade
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| Net Income Growth | - | - | - | - | 2.77% | 17.27% | Upgrade
|
| Shares Outstanding (Basic) | 157 | 157 | 157 | 157 | 157 | 157 | Upgrade
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| Shares Outstanding (Diluted) | 157 | 157 | 157 | 157 | 157 | 157 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | - | 4.26% | Upgrade
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| EPS (Basic) | -12.01 | -11.79 | -9.73 | -1.08 | 1.44 | 1.40 | Upgrade
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| EPS (Diluted) | -12.01 | -11.79 | -9.73 | -1.08 | 1.44 | 1.40 | Upgrade
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| EPS Growth | - | - | - | - | 2.77% | 12.48% | Upgrade
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| Free Cash Flow | -204.93 | -166.28 | -266.1 | -181.45 | 121.1 | 19.16 | Upgrade
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| Free Cash Flow Per Share | -1.30 | -1.06 | -1.69 | -1.16 | 0.77 | 0.12 | Upgrade
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| Dividend Per Share | - | - | - | - | - | 0.521 | Upgrade
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| Dividend Growth | - | - | - | - | - | 1.28% | Upgrade
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| Operating Margin | - | - | - | - | 93.05% | 88.39% | Upgrade
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| Profit Margin | - | - | - | - | 57.50% | 54.61% | Upgrade
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| Free Cash Flow Margin | - | - | - | - | 30.71% | 4.74% | Upgrade
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| Effective Tax Rate | - | - | - | - | 38.20% | 38.12% | Upgrade
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| Revenue as Reported | - | - | - | 595.84 | - | - | Upgrade
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Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.