IFIC Bank PLC (DSE:IFIC)

IFIC Bank Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	27,079	29,501	19,076	22,970	13,699	16,102
Investment Securities	78,031	50,170	60,174	58,892	61,263	58,109
Total Investments	78,031	50,170	60,174	58,892	61,263	58,109
Gross Loans	433,641	448,882	414,983	355,859	306,333	261,697
Net Loans	433,641	448,882	414,983	355,859	306,333	261,697
Property, Plant & Equipment	9,529	10,006	10,343	9,303	7,967	7,537
Accrued Interest Receivable	1,325	1,398	1,471	1,292	1,769	1,350
Other Receivables	301.43	60.76	77.96	41.03	260.79	1,047
Restricted Cash	25,501	23,991	19,032	18,281	16,798	12,796
Other Current Assets	1,087	822.09	693.54	466.54	545.87	390.12
Long-Term Deferred Tax Assets	4,753	4,678	2,863	2,100	801.84	712.05
Other Real Estate Owned & Foreclosed	222.52	48	48	148.47	148.47	373.47
Other Long-Term Assets	2,425	1,924	1,176	1,196	787.35	963.45
Total Assets	599,192	571,480	529,937	470,548	410,403	361,078
Accrued Expenses	635.56	1,072	998.92	1,013	880.78	424.1
Interest Bearing Deposits	502,836	464,204	435,372	369,763	327,351	290,235
Total Deposits	502,836	464,204	435,372	369,763	327,351	290,235
Short-Term Borrowings	-	17.66	15.35	1,950	257.4	-
Current Portion of Long-Term Debt	-	6,553	7,701	19,201	14,066	-
Current Income Taxes Payable	-	-	1,382	2,199	1,998	1,466
Accrued Interest Payable	507.12	8,321	4,879	3,662	3,110	3,591
Other Current Liabilities	268.44	2,880	2,001	2,140	1,937	2,011
Long-Term Debt	13,248	7,756	10,808	10,170	6,638	15,119
Long-Term Leases	1,351	1,490	1,533	1,123	975.13	1,237
Other Long-Term Liabilities	56,637	44,283	29,122	25,717	22,953	19,192
Total Liabilities	575,483	536,576	493,811	436,939	380,167	333,273
Common Stock	19,221	19,221	18,306	17,859	17,009	16,199
Retained Earnings	4,218	15,502	17,623	15,536	12,974	11,268
Comprehensive Income & Other	270.1	180.7	196.34	213.83	253.8	338.25
Total Common Equity	23,709	34,903	36,125	33,609	30,236	27,805
Minority Interest	0.02	0.02	0.02	0.02	0.02	0.01
Shareholders' Equity	23,709	34,903	36,125	33,609	30,236	27,805
Total Liabilities & Equity	599,192	571,480	529,937	470,548	410,403	361,078
Total Debt	14,599	15,816	20,057	32,445	21,937	16,355
Net Cash (Debt)	12,480	13,685	-981.17	-9,475	-8,238	-253.02
Net Cash Per Share	6.49	7.12	-0.51	-4.93	-4.29	-0.13
Filing Date Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Total Common Shares Outstanding	1,922	1,922	1,922	1,922	1,922	1,922
Book Value Per Share	12.33	18.16	18.79	17.49	15.73	14.47
Tangible Book Value	23,709	34,903	36,125	33,609	30,236	27,805
Tangible Book Value Per Share	12.33	18.16	18.79	17.49	15.73	14.47

Source: S&P Global Market Intelligence. Banks template. Financial Sources.