LankaBangla Finance PLC. (DSE:LANKABAFIN)
12.60
-0.20 (-1.56%)
At close: Dec 4, 2025
LankaBangla Finance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 9,534 | 9,730 | 7,887 | 7,748 | 8,248 | 8,462 | Upgrade
|
| Total Interest Expense | 6,669 | 6,628 | 5,550 | 5,014 | 4,873 | 5,972 | Upgrade
|
| Net Interest Income | 2,865 | 3,101 | 2,337 | 2,735 | 3,375 | 2,490 | Upgrade
|
| Commissions and Fees | 580.74 | 595.09 | 484.8 | 777.37 | 1,285 | 496.35 | Upgrade
|
| Other Revenue | 858.24 | 748.86 | 742.24 | 748.49 | 722.6 | 709.6 | Upgrade
|
| Revenue Before Loan Losses | 4,304 | 4,445 | 3,564 | 4,260 | 5,383 | 3,696 | Upgrade
|
| Provision for Loan Losses | 916.28 | 615.65 | 761.57 | 538.38 | 868.79 | 290.07 | Upgrade
|
| Revenue | 3,388 | 3,830 | 2,802 | 3,722 | 4,514 | 3,406 | Upgrade
|
| Revenue Growth (YoY) | -0.74% | 36.66% | -24.71% | -17.54% | 32.55% | -9.64% | Upgrade
|
| Salaries & Employee Benefits | 1,409 | 1,368 | 1,260 | 1,361 | 1,384 | 1,275 | Upgrade
|
| Cost of Services Provided | 769.15 | 815.87 | 750.16 | 664.35 | 631.32 | 590.45 | Upgrade
|
| Other Operating Expenses | 622.63 | 674.21 | 638.11 | 598.01 | 591.04 | 505.33 | Upgrade
|
| Total Operating Expenses | 2,801 | 2,859 | 2,648 | 2,623 | 2,607 | 2,371 | Upgrade
|
| Operating Income | 587.19 | 971.06 | 154.08 | 1,099 | 1,907 | 1,035 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.01 | 0.01 | 0.02 | 0.02 | -0 | -0 | Upgrade
|
| EBT Excluding Unusual Items | 557.08 | 941.56 | 152.23 | 1,101 | 1,896 | 1,033 | Upgrade
|
| Gain (Loss) on Sale of Investments | -48.48 | -260.51 | -49.81 | -159.41 | 37.58 | 140.74 | Upgrade
|
| Impairment of Goodwill | - | - | - | - | -234.14 | - | Upgrade
|
| Pretax Income | 511.45 | 683.91 | 752.13 | 946.57 | 1,705 | 1,178 | Upgrade
|
| Income Tax Expense | 286.41 | 394.97 | 359.36 | 285.2 | 399.5 | 199.77 | Upgrade
|
| Earnings From Continuing Ops. | 225.04 | 288.93 | 392.76 | 661.38 | 1,306 | 978.52 | Upgrade
|
| Minority Interest in Earnings | -16.74 | -15.38 | -15.25 | -11.56 | -25.34 | -4.43 | Upgrade
|
| Net Income | 208.3 | 273.56 | 377.51 | 649.81 | 1,281 | 974.09 | Upgrade
|
| Net Income to Common | 208.3 | 273.56 | 377.51 | 649.81 | 1,281 | 974.09 | Upgrade
|
| Net Income Growth | -60.60% | -27.54% | -41.90% | -49.25% | 31.46% | 93.32% | Upgrade
|
| Shares Outstanding (Basic) | 545 | 539 | 539 | 539 | 539 | 539 | Upgrade
|
| Shares Outstanding (Diluted) | 545 | 539 | 539 | 539 | 539 | 539 | Upgrade
|
| Shares Change (YoY) | 0.71% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 0.38 | 0.51 | 0.70 | 1.21 | 2.38 | 1.81 | Upgrade
|
| EPS (Diluted) | 0.38 | 0.51 | 0.70 | 1.21 | 2.38 | 1.81 | Upgrade
|
| EPS Growth | -60.87% | -27.54% | -41.90% | -49.25% | 31.46% | 93.32% | Upgrade
|
| Free Cash Flow | -63.4 | 655.69 | 98.53 | -7,245 | -676.31 | 8,330 | Upgrade
|
| Free Cash Flow Per Share | -0.12 | 1.22 | 0.18 | -13.45 | -1.25 | 15.46 | Upgrade
|
| Dividend Per Share | - | - | 1.000 | 1.000 | 1.000 | 1.200 | Upgrade
|
| Dividend Growth | - | - | - | - | -16.67% | 79.99% | Upgrade
|
| Operating Margin | 17.33% | 25.36% | 5.50% | 29.53% | 42.25% | 30.38% | Upgrade
|
| Profit Margin | 6.15% | 7.14% | 13.47% | 17.46% | 28.37% | 28.60% | Upgrade
|
| Free Cash Flow Margin | -1.87% | 17.12% | 3.52% | -194.66% | -14.98% | 244.61% | Upgrade
|
| Effective Tax Rate | 56.00% | 57.75% | 47.78% | 30.13% | 23.43% | 16.95% | Upgrade
|
| Revenue as Reported | 4,370 | 4,511 | 4,264 | 4,311 | 5,421 | - | Upgrade
|
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.