Mercantile Islami Insurance PLC (DSE:MERCINS)

DSE:MERCINS Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	34.61	49.76	84.08	89.49	72.54	61.66
Depreciation & Amortization	17.74	13.58	13.86	4.68	3.97	4.62
Change in Unearned Revenue	10.56	7.55	-	-	-	-
Change in Insurance Reserves / Liabilities	6.61	20.41	-	-	-	-
Change in Other Net Operating Assets	-4.54	-26.42	-	-	-	-
Other Operating Activities	-44.8	-26.96	-59.29	-45.23	-29.78	-22.23
Operating Cash Flow	20.18	37.92	38.65	48.94	46.73	44.05
Operating Cash Flow Growth	-41.21%	-1.88%	-21.04%	4.73%	6.09%	5.05%
Capital Expenditures	-1.59	-1.8	-18.65	-7.61	-0.87	-0.85
Investment in Securities	-21.41	-10.81	-107.78	10.83	5.61	-1.85
Other Investing Activities	62.08	69.17	98.33	91.25	153.47	2.97
Investing Cash Flow	39.07	56.57	-28.09	94.47	158.21	0.27
Total Debt Repaid	-9.17	-7.87	-6.69	-	-	-
Net Debt Issued (Repaid)	-9.17	-7.87	-6.69	-	-	-
Common Dividends Paid	-43.1	-43.1	-43.1	-43.1	-30.17	-30.21
Other Financing Activities	-1.14	-0.79	-0.87	-	-	-
Financing Cash Flow	-53.41	-51.76	-50.66	-43.1	-30.17	-30.21
Net Cash Flow	5.85	42.73	-40.1	100.31	174.78	14.11
Free Cash Flow	18.59	36.12	20	41.33	45.87	43.2
Free Cash Flow Growth	-34.78%	80.61%	-51.61%	-9.89%	6.17%	15.12%
Free Cash Flow Margin	4.70%	8.03%	4.45%	9.79%	12.98%	14.10%
Free Cash Flow Per Share	0.43	0.84	0.46	0.96	1.06	1.00
Cash Interest Paid	1.14	0.79	0.87	-	-	-
Cash Income Tax Paid	11.87	18.29	32.27	24.1	10.87	12.9
Levered Free Cash Flow	121.43	122.65	-9.68	65.9	175.74	48.47
Unlevered Free Cash Flow	121.43	122.65	-9.68	65.9	175.74	48.47
Change in Net Working Capital	-78.63	-80.18	73.96	6.59	-113.82	3.98

Updated Nov 4, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.