Pioneer Insurance Company Limited (DSE:PIONEERINS)

Pioneer Insurance Company Statistics

Total Valuation

DSE:PIONEERINS has a market cap or net worth of BDT 3.65 billion. The enterprise value is 2.21 billion.

Market Cap	3.65B
Enterprise Value	2.21B

Important Dates

The last earnings date was Thursday, April 24, 2025.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Apr 8, 2025

Share Statistics

DSE:PIONEERINS has 97.80 million shares outstanding.

Current Share Class	97.80M
Shares Outstanding	97.80M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.26%
Owned by Insiders (%)	30.03%
Owned by Institutions (%)	3.33%
Float	45.28M

Valuation Ratios

The trailing PE ratio is 7.78.

PE Ratio	7.78
Forward PE	n/a
PS Ratio	1.83
PB Ratio	0.84
P/TBV Ratio	0.84
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.34, with an EV/FCF ratio of -20.52.

EV / Earnings	4.71
EV / Sales	1.11
EV / EBITDA	3.34
EV / EBIT	3.48
EV / FCF	-20.52

Financial Position

The company has a current ratio of 4.56

Current Ratio	4.56
Quick Ratio	1.57
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.86% and return on invested capital (ROIC) is 9.17%.

Return on Equity (ROE)	10.86%
Return on Assets (ROA)	6.61%
Return on Invested Capital (ROIC)	9.17%
Return on Capital Employed (ROCE)	12.43%
Revenue Per Employee	4.30M
Profits Per Employee	1.01M
Employee Count	464
Asset Turnover	0.33
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -32.90% in the last 52 weeks. The beta is 0.80, so DSE:PIONEERINS's price volatility has been lower than the market average.

Beta (5Y)	0.80
52-Week Price Change	-32.90%
50-Day Moving Average	42.08
200-Day Moving Average	47.18
Relative Strength Index (RSI)	35.62
Average Volume (20 Days)	113,735

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:PIONEERINS had revenue of BDT 2.00 billion and earned 468.67 million in profits. Earnings per share was 4.79.

Revenue	2.00B
Gross Profit	1.26B
Operating Income	633.64M
Pretax Income	631.27M
Net Income	468.67M
EBITDA	659.84M
EBIT	633.64M
Earnings Per Share (EPS)	4.79

Balance Sheet

The company has 1.44 billion in cash and n/a in debt, giving a net cash position of 1.44 billion or 14.73 per share.

Cash & Cash Equivalents	1.44B
Total Debt	n/a
Net Cash	1.44B
Net Cash Per Share	14.73
Equity (Book Value)	4.37B
Book Value Per Share	44.65
Working Capital	3.26B

Cash Flow

In the last 12 months, operating cash flow was -88.85 million and capital expenditures -18.70 million, giving a free cash flow of -107.55 million.

Operating Cash Flow	-88.85M
Capital Expenditures	-18.70M
Free Cash Flow	-107.55M
FCF Per Share	-1.10

Margins

Gross margin is 63.32%, with operating and profit margins of 31.74% and 23.48%.

Gross Margin	63.32%
Operating Margin	31.74%
Pretax Margin	31.62%
Profit Margin	23.48%
EBITDA Margin	33.05%
EBIT Margin	31.74%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.50, which amounts to a dividend yield of 6.58%.

Dividend Per Share	2.50
Dividend Yield	6.58%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	n/a
Payout Ratio	37.94%
Buyback Yield	n/a
Shareholder Yield	6.58%
Earnings Yield	12.85%
FCF Yield	-2.95%

Stock Splits

The last stock split was on May 26, 2024. It was a forward split with a ratio of 1.1.

Last Split Date	May 26, 2024
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a