Pragati Life Insurance Statistics

Total Valuation

DSE:PRAGATILIF has a market cap or net worth of BDT 5.09 billion. The enterprise value is 3.97 billion.

Market Cap	5.09B
Enterprise Value	3.97B

Important Dates

The next estimated earnings date is Monday, June 29, 2026.

Earnings Date	Jun 29, 2026
Ex-Dividend Date	Aug 20, 2025

Share Statistics

DSE:PRAGATILIF has 32.55 million shares outstanding.

Current Share Class	32.55M
Shares Outstanding	32.55M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	33.33%
Owned by Institutions (%)	n/a
Float	21.70M

Valuation Ratios

The trailing PE ratio is 4.58.

PE Ratio	4.58
Forward PE	n/a
PS Ratio	0.75
PB Ratio	12.66
P/TBV Ratio	13.39
P/FCF Ratio	8.39
P/OCF Ratio	6.77
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.18, with an EV/FCF ratio of 6.53.

EV / Earnings	3.56
EV / Sales	0.58
EV / EBITDA	3.18
EV / EBIT	3.24
EV / FCF	6.53

Financial Position

The company has a current ratio of 2.82

Current Ratio	2.82
Quick Ratio	1.79
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 276.71% and return on invested capital (ROIC) is 190.25%.

Return on Equity (ROE)	276.71%
Return on Assets (ROA)	9.91%
Return on Invested Capital (ROIC)	190.25%
Return on Capital Employed (ROCE)	16.20%
Revenue Per Employee	7.01M
Profits Per Employee	1.15M
Employee Count	972
Asset Turnover	0.88
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:PRAGATILIF has paid 96.21 million in taxes.

Income Tax	96.21M
Effective Tax Rate	7.96%

Stock Price Statistics

The stock price has increased by +7.05% in the last 52 weeks. The beta is 2.06, so DSE:PRAGATILIF's price volatility has been higher than the market average.

Beta (5Y)	2.06
52-Week Price Change	+7.05%
50-Day Moving Average	212.59
200-Day Moving Average	139.41
Relative Strength Index (RSI)	39.44
Average Volume (20 Days)	295,308

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:PRAGATILIF had revenue of BDT 6.82 billion and earned 1.11 billion in profits. Earnings per share was 34.20.

Revenue	6.82B
Gross Profit	1.86B
Operating Income	1.22B
Pretax Income	1.21B
Net Income	1.11B
EBITDA	1.25B
EBIT	1.22B
Earnings Per Share (EPS)	34.20

Full Income Statement

Balance Sheet

The company has 1.13 billion in cash and n/a in debt, giving a net cash position of 1.13 billion or 34.62 per share.

Cash & Cash Equivalents	1.13B
Total Debt	n/a
Net Cash	1.13B
Net Cash Per Share	34.62
Equity (Book Value)	402.21M
Book Value Per Share	12.36
Working Capital	1.33B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 751.94 million and capital expenditures -144.66 million, giving a free cash flow of 607.27 million.

Operating Cash Flow	751.94M
Capital Expenditures	-144.66M
Free Cash Flow	607.27M
FCF Per Share	18.66

Full Cash Flow Statement

Margins

Gross margin is 27.32%, with operating and profit margins of 17.96% and 16.33%.

Gross Margin	27.32%
Operating Margin	17.96%
Pretax Margin	17.74%
Profit Margin	16.33%
EBITDA Margin	18.31%
EBIT Margin	17.96%
FCF Margin	8.91%

Dividends & Yields

This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 0.96%.

Dividend Per Share	1.50
Dividend Yield	0.96%
Dividend Growth (YoY)	7.14%
Years of Dividend Growth	2
Payout Ratio	4.36%
Buyback Yield	n/a
Shareholder Yield	0.96%
Earnings Yield	21.85%
FCF Yield	11.92%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 27, 2022. It was a forward split with a ratio of 1.06.

Last Split Date	Sep 27, 2022
Split Type	Forward
Split Ratio	1.06

Scores

Altman Z-Score	n/a
Piotroski F-Score	3