The Premier Bank PLC. (DSE:PREMIERBAN)

The Premier Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-7,938	1,342	4,155	3,926	3,281	2,065
Depreciation & Amortization	504.33	489.62	564.81	526.22	531.99	501.52
Gain (Loss) on Sale of Assets	-	-	-	-	-	10
Gain (Loss) on Sale of Investments	315.39	903.2	11.39	264.29	-51.96	-245.56
Provision for Credit Losses	3,503	4,834	1,937	2,627	1,675	1,563
Change in Other Net Operating Assets	-19,633	-39,712	-29,169	-21,975	-33,092	-13,825
Other Operating Activities	-1,416	-3,079	-3,785	-5,156	-2,454	-2,265
Operating Cash Flow	-24,663	-35,223	-26,286	-19,788	-30,111	-12,196
Capital Expenditures	-367.99	-439.99	-296.47	-501.66	-662.76	-254.71
Investment in Securities	94.72	-100.46	-332.15	-3,514	-3,248	-731.51
Investing Cash Flow	-273.27	-540.45	-628.62	-4,015	-3,911	-986.22
Long-Term Debt Issued	-	-	-	1,675	2,000	1,000
Long-Term Debt Repaid	-	-550	-3,169	-	-	-
Net Debt Issued (Repaid)	-650	-550	-3,169	1,675	2,000	1,000
Common Dividends Paid	-200	-1,742	-1,634	-1,504	-1,213	-462.05
Net Increase (Decrease) in Deposit Accounts	-3,243	29,605	20,250	27,453	27,516	33,035
Financing Cash Flow	-4,093	27,314	15,447	27,625	28,303	33,573
Foreign Exchange Rate Adjustments	448.18	2,661	4,872	6,510	2,121	1,840
Net Cash Flow	-28,581	-5,789	-6,596	10,331	-3,598	22,230
Free Cash Flow	-25,031	-35,663	-26,582	-20,290	-30,773	-12,451
Free Cash Flow Margin	-1194.47%	-336.47%	-170.14%	-130.18%	-230.83%	-102.39%
Free Cash Flow Per Share	-20.29	-28.91	-21.55	-16.45	-24.95	-10.10
Cash Interest Paid	28,263	22,273	16,561	14,701	13,600	14,893
Cash Income Tax Paid	1,987	2,290	2,493	2,037	2,097	2,407

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.