Provati Insurance PLC. (DSE:PROVATIINS)
Bangladesh
· Delayed Price · Currency is BDT 27.10
-0.40 (-1.45%)
At close: Dec 4, 2025
Provati Insurance PLC. Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 601.26 | 863.44 | 889.86 | 903.3 | 811.83 | 753.61 | Upgrade
|
| Total Interest & Dividend Income | 62.48 | 51.94 | 34.58 | 48.01 | 37.49 | 39.64 | Upgrade
|
| Gain (Loss) on Sale of Investments | -12.08 | -12.08 | -12.46 | -22.62 | 67.99 | 4.77 | Upgrade
|
| Other Revenue | 92.29 | 50.01 | 69.77 | 48.74 | 59.49 | 45.53 | Upgrade
|
| Total Revenue | 743.95 | 953.31 | 981.75 | 977.42 | 976.81 | 843.56 | Upgrade
|
| Revenue Growth (YoY) | -16.43% | -2.90% | 0.44% | 0.06% | 15.80% | 20.23% | Upgrade
|
| Policy Benefits | 138.82 | 322.92 | 308.67 | 317.74 | 324.34 | 310.06 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 171.02 | 171.02 | 180.5 | 173.98 | 157.95 | 138.69 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.75 | 0.75 | 0.66 | 0.54 | 0.55 | 0.32 | Upgrade
|
| Depreciation & Amortization | 22.22 | 22.22 | 22.73 | 18.76 | 13.53 | 11.21 | Upgrade
|
| Selling, General & Administrative | 336.5 | 336.88 | 353.5 | 327.46 | 305.47 | 265.96 | Upgrade
|
| Other Operating Expenses | -0.03 | -0.03 | -0.23 | - | - | - | Upgrade
|
| Total Operating Expenses | 669.28 | 853.75 | 865.83 | 838.47 | 801.84 | 726.24 | Upgrade
|
| Operating Income | 74.67 | 99.55 | 115.93 | 138.95 | 174.97 | 117.32 | Upgrade
|
| Other Non Operating Income (Expenses) | 0 | - | - | 0 | - | 0 | Upgrade
|
| EBT Excluding Unusual Items | 74.67 | 99.55 | 115.93 | 138.95 | 174.97 | 117.32 | Upgrade
|
| Gain (Loss) on Sale of Assets | 1.21 | 1.21 | 0.64 | 1.11 | 1.11 | 0.75 | Upgrade
|
| Pretax Income | 75.87 | 100.76 | 116.57 | 140.06 | 176.08 | 118.07 | Upgrade
|
| Income Tax Expense | 15.43 | 21.38 | 27.94 | 38.39 | 26.76 | 26.06 | Upgrade
|
| Net Income | 60.44 | 79.38 | 88.63 | 101.67 | 149.33 | 92.01 | Upgrade
|
| Net Income to Common | 60.44 | 79.38 | 88.63 | 101.67 | 149.33 | 92.01 | Upgrade
|
| Net Income Growth | -22.36% | -10.44% | -12.83% | -31.92% | 62.29% | 30.22% | Upgrade
|
| Shares Outstanding (Basic) | 40 | 40 | 40 | 40 | 40 | 40 | Upgrade
|
| Shares Outstanding (Diluted) | 40 | 40 | 40 | 40 | 40 | 40 | Upgrade
|
| Shares Change (YoY) | -0.02% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 1.50 | 1.97 | 2.20 | 2.52 | 3.70 | 2.28 | Upgrade
|
| EPS (Diluted) | 1.50 | 1.97 | 2.20 | 2.52 | 3.70 | 2.28 | Upgrade
|
| EPS Growth | -22.35% | -10.44% | -12.83% | -31.92% | 62.29% | 30.22% | Upgrade
|
| Free Cash Flow | -59.2 | 5.24 | -9.49 | -8.45 | 214.95 | 199.61 | Upgrade
|
| Free Cash Flow Per Share | -1.47 | 0.13 | -0.23 | -0.21 | 5.33 | 4.95 | Upgrade
|
| Dividend Per Share | 1.000 | 1.000 | 1.250 | 1.200 | 0.862 | 1.466 | Upgrade
|
| Dividend Growth | -20.00% | -20.00% | 4.17% | 39.20% | -41.17% | 65.74% | Upgrade
|
| Operating Margin | 10.04% | 10.44% | 11.81% | 14.22% | 17.91% | 13.91% | Upgrade
|
| Profit Margin | 8.12% | 8.33% | 9.03% | 10.40% | 15.29% | 10.91% | Upgrade
|
| Free Cash Flow Margin | -7.96% | 0.55% | -0.97% | -0.86% | 22.00% | 23.66% | Upgrade
|
| EBITDA | 96.51 | 121.77 | 138.65 | 157.71 | 188.5 | 128.52 | Upgrade
|
| EBITDA Margin | 12.97% | 12.77% | 14.12% | 16.13% | 19.30% | 15.24% | Upgrade
|
| D&A For EBITDA | 21.84 | 22.22 | 22.73 | 18.76 | 13.53 | 11.21 | Upgrade
|
| EBIT | 74.67 | 99.55 | 115.93 | 138.95 | 174.97 | 117.32 | Upgrade
|
| EBIT Margin | 10.04% | 10.44% | 11.81% | 14.22% | 17.91% | 13.91% | Upgrade
|
| Effective Tax Rate | 20.34% | 21.22% | 23.97% | 27.41% | 15.20% | 22.07% | Upgrade
|
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.