Social Islami Bank PLC. (DSE:SIBL)

Social Islami Bank PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-18,108	-551.75	2,537	2,385	1,750	1,567
Depreciation & Amortization	88.93	121.89	510.91	520.07	525.26	506.32
Other Amortization	376.49	377.45	-	-	-	-
Gain (Loss) on Sale of Investments	1,582	1,582	861.23	888.2	1,735	1,308
Change in Trading Asset Securities	341.69	-268.74	-1,741	5,293	-10,651	-875.02
Change in Other Net Operating Assets	9,730	-8,379	-22,495	-39,743	-13,071	-33,378
Other Operating Activities	13,085	99.03	647.96	909.37	616.66	1,097
Operating Cash Flow	7,096	-7,019	-19,678	-29,747	-19,095	-29,775
Capital Expenditures	-108.19	-431.63	-440.23	-672.34	-339.63	-1,340
Investing Cash Flow	-108.19	-431.63	-440.23	-672.34	-339.63	-1,340
Long-Term Debt Issued	-	-	3,200	-	3,500	1,500
Total Debt Issued	15,535	-	3,200	-	3,500	1,500
Long-Term Debt Repaid	-	-1,000	-	-800	-2,400	-1,400
Total Debt Repaid	25,411	-1,000	-	-800	-2,400	-1,400
Net Debt Issued (Repaid)	40,947	-1,000	3,200	-800	1,100	100
Common Dividends Paid	-490.54	-1,008	-928.05	-885.95	-469	-446.67
Net Increase (Decrease) in Deposit Accounts	-12,944	-1,544	28,689	28,664	17,397	33,402
Financing Cash Flow	27,512	-3,552	30,961	26,978	18,028	33,056
Foreign Exchange Rate Adjustments	-1,224	-1,264	130.04	208.37	57.74	37.25
Net Cash Flow	33,275	-12,267	10,973	-3,233	-1,349	1,978
Free Cash Flow	6,987	-7,451	-20,118	-30,419	-19,435	-31,114
Free Cash Flow Margin	-	-88.00%	-167.46%	-264.30%	-206.90%	-338.82%
Free Cash Flow Per Share	6.13	-6.54	-17.64	-26.68	-17.05	-27.29
Cash Interest Paid	21,706	24,175	16,565	14,528	15,098	18,550
Cash Income Tax Paid	207.04	1,371	1,604	1,325	1,970	1,312

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.