Standard Bank PLC. (DSE:STANDBANKL)

Standard Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	41,854	28,653	18,490	15,961	19,493	7,432
Investment Securities	9,691	9,754	7,400	7,594	7,609	3,450
Total Investments	9,691	9,754	7,400	7,594	7,609	3,450
Gross Loans	243,417	276,736	216,359	199,499	184,373	176,327
Allowance for Loan Losses	-8,513	-7,829	-5,368	-4,912	-4,758	-4,533
Other Adjustments to Gross Loans	-27,499	-65,292	-17,109	-16,458	-12,077	-9,397
Net Loans	207,406	203,616	193,882	178,128	167,538	162,397
Property, Plant & Equipment	4,929	4,530	4,363	4,109	4,178	4,236
Other Intangible Assets	-	21.71	31.87	46.2	18.66	30.01
Accrued Interest Receivable	2,109	1,419	1,281	784.24	93.6	23.52
Other Receivables	14.53	130.83	178.4	139.08	13.03	25.12
Restricted Cash	9,554	11,884	14,374	13,447	12,951	29,089
Other Current Assets	10,202	9,328	13,065	12,451	11,847	11,426
Long-Term Deferred Tax Assets	48.6	476.29	467.96	338.84	253.59	119.1
Other Long-Term Assets	2,377	706.33	1,075	927.52	1,091	1,045
Total Assets	288,184	270,520	254,608	233,925	225,085	219,272
Accrued Expenses	1,439	1,647	1,497	1,185	1,058	860.66
Interest Bearing Deposits	177,583	172,051	167,479	147,433	147,778	147,980
Non-Interest Bearing Deposits	16,392	18,089	16,571	15,825	13,006	12,742
Total Deposits	193,976	190,140	184,050	163,258	160,784	160,722
Short-Term Borrowings	31,236	22,303	16,000	20,466	19,076	12,006
Current Income Taxes Payable	11,050	14,918	13,744	12,867	12,397	11,716
Accrued Interest Payable	5,130	4,323	3,220	2,382	1,802	5,365
Other Current Liabilities	2,628	3,030	3,415	2,301	2,189	2,649
Long-Term Leases	47.12	47.12	84.67	129.21	184.98	238.04
Long-Term Unearned Revenue	87.81	79.9	61.65	43.1	15.97	38.04
Pension & Post-Retirement Benefits	18.76	-0.17	-0.17	0.01	0.01	0.01
Other Long-Term Liabilities	23,444	15,479	14,108	13,592	10,326	8,912
Total Liabilities	269,056	251,967	236,180	216,223	207,832	202,507
Common Stock	11,158	11,158	10,886	10,621	10,311	10,060
Retained Earnings	7,970	7,394	7,542	7,082	6,942	6,703
Comprehensive Income & Other	-	-	-	-	-	1.71
Total Common Equity	19,128	18,552	18,428	17,702	17,253	16,765
Minority Interest	0.17	0.17	0.17	0.16	0.16	0.15
Shareholders' Equity	19,129	18,553	18,428	17,702	17,253	16,765
Total Liabilities & Equity	288,184	270,520	254,608	233,925	225,085	219,272
Total Debt	31,283	22,350	16,085	20,595	19,261	12,244
Net Cash (Debt)	10,571	6,303	2,405	-4,635	232.79	-4,813
Net Cash Growth	57.24%	162.04%	-	-	-	-
Net Cash Per Share	9.47	5.65	2.16	-4.15	0.21	-4.31
Filing Date Shares Outstanding	1,116	1,116	1,116	1,116	1,116	1,116
Total Common Shares Outstanding	1,116	1,116	1,116	1,116	1,116	1,116
Book Value Per Share	17.14	16.63	16.51	15.86	15.46	15.02
Tangible Book Value	19,128	18,531	18,396	17,656	17,234	16,735
Tangible Book Value Per Share	17.14	16.61	16.49	15.82	15.45	15.00

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.