Union Insurance Statistics

Total Valuation

Union Insurance has a market cap or net worth of BDT 1.68 billion. The enterprise value is 1.58 billion.

Market Cap	1.68B
Enterprise Value	1.58B

Important Dates

The last earnings date was Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Jul 16, 2025

Share Statistics

Union Insurance has 48.40 million shares outstanding. The number of shares has decreased by -0.10% in one year.

Current Share Class	48.40M
Shares Outstanding	48.40M
Shares Change (YoY)	-0.10%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	60.00%
Owned by Institutions (%)	n/a
Float	19.36M

Valuation Ratios

The trailing PE ratio is 17.62.

PE Ratio	17.62
Forward PE	n/a
PS Ratio	2.33
PB Ratio	1.79
P/TBV Ratio	1.79
P/FCF Ratio	41.11
P/OCF Ratio	32.42
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.02, with an EV/FCF ratio of 38.63.

EV / Earnings	16.56
EV / Sales	2.19
EV / EBITDA	6.02
EV / EBIT	6.24
EV / FCF	38.63

Financial Position

The company has a current ratio of 2.12

Current Ratio	2.12
Quick Ratio	2.12
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1,214.35

Financial Efficiency

Return on equity (ROE) is 27.06% and return on invested capital (ROIC) is 17.24%.

Return on Equity (ROE)	27.06%
Return on Assets (ROA)	10.07%
Return on Invested Capital (ROIC)	17.24%
Return on Capital Employed (ROCE)	26.90%
Revenue Per Employee	1.21M
Profits Per Employee	160,330
Employee Count	596
Asset Turnover	0.46
Inventory Turnover	n/a

Taxes

In the past 12 months, Union Insurance has paid 9.36 million in taxes.

Income Tax	9.36M
Effective Tax Rate	3.63%

Stock Price Statistics

The stock price has decreased by -10.08% in the last 52 weeks. The beta is -0.11, so Union Insurance's price volatility has been lower than the market average.

Beta (5Y)	-0.11
52-Week Price Change	-10.08%
50-Day Moving Average	30.96
200-Day Moving Average	27.83
Relative Strength Index (RSI)	56.12
Average Volume (20 Days)	500,454

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Union Insurance had revenue of BDT 723.23 million and earned 95.56 million in profits. Earnings per share was 1.98.

Revenue	723.23M
Gross Profit	474.26M
Operating Income	253.55M
Pretax Income	258.05M
Net Income	95.56M
EBITDA	263.03M
EBIT	253.55M
Earnings Per Share (EPS)	1.98

Full Income Statement

Balance Sheet

The company has 101.51 million in cash and n/a in debt, giving a net cash position of 101.51 million or 2.10 per share.

Cash & Cash Equivalents	101.51M
Total Debt	n/a
Net Cash	101.51M
Net Cash Per Share	2.10
Equity (Book Value)	942.66M
Book Value Per Share	19.48
Working Capital	728.92M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 51.96 million and capital expenditures -10.99 million, giving a free cash flow of 40.97 million.

Operating Cash Flow	51.96M
Capital Expenditures	-10.99M
Free Cash Flow	40.97M
FCF Per Share	0.85

Full Cash Flow Statement

Margins

Gross margin is 65.58%, with operating and profit margins of 35.06% and 34.39%.

Gross Margin	65.58%
Operating Margin	35.06%
Pretax Margin	35.68%
Profit Margin	34.39%
EBITDA Margin	36.37%
EBIT Margin	35.06%
FCF Margin	5.67%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.87%.

Dividend Per Share	1.00
Dividend Yield	2.87%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	50.63%
Buyback Yield	0.10%
Shareholder Yield	2.97%
Earnings Yield	5.67%
FCF Yield	2.43%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5