United Insurance Company Statistics

Total Valuation

DSE:UNITEDINS has a market cap or net worth of BDT 1.74 billion. The enterprise value is 1.60 billion.

Market Cap	1.74B
Enterprise Value	1.60B

Important Dates

The last earnings date was Thursday, July 31, 2025.

Earnings Date	Jul 31, 2025
Ex-Dividend Date	May 21, 2025

Share Statistics

DSE:UNITEDINS has 44.50 million shares outstanding.

Current Share Class	44.50M
Shares Outstanding	44.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.33%
Owned by Insiders (%)	53.25%
Owned by Institutions (%)	10.00%
Float	n/a

Valuation Ratios

The trailing PE ratio is 14.28.

PE Ratio	14.28
Forward PE	n/a
PS Ratio	3.37
PB Ratio	1.35
P/TBV Ratio	1.35
P/FCF Ratio	17.67
P/OCF Ratio	16.93
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.44, with an EV/FCF ratio of 16.29.

EV / Earnings	13.16
EV / Sales	3.11
EV / EBITDA	7.44
EV / EBIT	8.06
EV / FCF	16.29

Financial Position

The company has a current ratio of 0.59

Current Ratio	0.59
Quick Ratio	0.59
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.80% and return on invested capital (ROIC) is 10.01%.

Return on Equity (ROE)	9.80%
Return on Assets (ROA)	6.21%
Return on Invested Capital (ROIC)	10.01%
Return on Capital Employed (ROCE)	15.44%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:UNITEDINS has paid 75.91 million in taxes.

Income Tax	75.91M
Effective Tax Rate	38.44%

Stock Price Statistics

The stock price has decreased by -3.47% in the last 52 weeks. The beta is -0.03, so DSE:UNITEDINS's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	-3.47%
50-Day Moving Average	36.45
200-Day Moving Average	37.34
Relative Strength Index (RSI)	53.95
Average Volume (20 Days)	111,619

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:UNITEDINS had revenue of BDT 514.60 million and earned 121.58 million in profits. Earnings per share was 2.73.

Revenue	514.60M
Gross Profit	383.29M
Operating Income	198.58M
Pretax Income	197.49M
Net Income	121.58M
EBITDA	205.26M
EBIT	198.58M
Earnings Per Share (EPS)	2.73

Full Income Statement

Balance Sheet

The company has 135.32 million in cash and n/a in debt, giving a net cash position of 135.32 million or 3.04 per share.

Cash & Cash Equivalents	135.32M
Total Debt	n/a
Net Cash	135.32M
Net Cash Per Share	3.04
Equity (Book Value)	1.29B
Book Value Per Share	28.89
Working Capital	-343.24M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 102.50 million and capital expenditures -4.27 million, giving a free cash flow of 98.23 million.

Operating Cash Flow	102.50M
Capital Expenditures	-4.27M
Free Cash Flow	98.23M
FCF Per Share	2.21

Full Cash Flow Statement

Margins

Gross margin is 74.48%, with operating and profit margins of 38.59% and 23.63%.

Gross Margin	74.48%
Operating Margin	38.59%
Pretax Margin	38.38%
Profit Margin	23.63%
EBITDA Margin	39.89%
EBIT Margin	38.59%
FCF Margin	19.09%

Dividends & Yields

This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 3.85%.

Dividend Per Share	1.50
Dividend Yield	3.85%
Dividend Growth (YoY)	50.00%
Years of Dividend Growth	n/a
Payout Ratio	1.75%
Buyback Yield	n/a
Shareholder Yield	3.85%
Earnings Yield	7.01%
FCF Yield	5.66%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 9, 2019. It was a forward split with a ratio of 1.0595.

Last Split Date	Apr 9, 2019
Split Type	Forward
Split Ratio	1.0595

Scores

Altman Z-Score	n/a
Piotroski F-Score	4