Uttara Bank PLC. (DSE:UTTARABANK)

Uttara Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	12,395	18,251	15,102	20,658	27,363	34,740
Investment Securities	76,926	49,619	41,573	38,911	40,812	31,627
Total Investments	76,926	49,619	41,573	38,911	40,812	31,627
Gross Loans	190,397	186,505	179,106	161,407	147,382	133,754
Other Adjustments to Gross Loans	-	-48.78	-43.88	-48.85	-35.57	-39.15
Net Loans	190,397	186,456	179,062	161,359	147,346	133,714
Property, Plant & Equipment	2,931	3,017	2,719	2,757	2,829	3,265
Other Intangible Assets	-	22.56	3.37	6.99	12.71	18.03
Accrued Interest Receivable	-	715.28	685.46	928.6	1,012	1,504
Other Receivables	-	41.86	188.31	186.48	211.28	33.52
Restricted Cash	9,094	8,215	6,054	5,951	7,019	7,288
Other Current Assets	-	12,618	15,381	12,757	11,234	9,209
Long-Term Deferred Tax Assets	-	28.59	11.48	1.88	-	-
Other Real Estate Owned & Foreclosed	55.62	56.02	56.42	60.73	61.71	61.71
Other Long-Term Assets	19,548	2,423	2,826	2,571	2,133	1,058
Total Assets	311,347	281,465	263,662	246,149	240,034	222,518
Accounts Payable	-	0.84	0.13	-	-	-
Accrued Expenses	-	1,173	957.43	903.77	780.37	702.69
Interest Bearing Deposits	168,351	148,477	141,608	133,580	128,424	120,119
Non-Interest Bearing Deposits	71,127	64,774	57,664	57,457	60,775	54,999
Total Deposits	239,478	213,251	199,272	191,037	189,199	175,118
Current Portion of Long-Term Debt	-	1,083	1,983	1,553	1,769	1,487
Current Income Taxes Payable	-	17,667	18,544	15,722	13,345	11,756
Other Current Liabilities	4,677	10,369	8,470	5,604	6,140	6,787
Long-Term Debt	2,102	938.71	1,013	310.82	195.69	232.84
Long-Term Leases	-	239.95	136.7	203.56	266.45	325.34
Long-Term Unearned Revenue	-	0.4	0.4	0.79	0.79	24.09
Long-Term Deferred Tax Liabilities	-	90.56	90.56	90.56	93.64	96.15
Other Long-Term Liabilities	36,305	10,171	10,414	10,257	9,707	8,525
Total Liabilities	282,563	254,984	240,881	225,683	221,496	205,055
Common Stock	9,703	8,258	7,340	6,437	5,647	5,019
Retained Earnings	16,742	16,280	13,746	12,402	11,303	10,404
Comprehensive Income & Other	2,340	1,944	1,695	1,626	1,588	2,040
Total Common Equity	28,785	26,481	22,781	20,466	18,538	17,463
Minority Interest	0.03	0.03	0.04	0.04	0.04	0.04
Shareholders' Equity	28,785	26,481	22,781	20,466	18,538	17,463
Total Liabilities & Equity	311,347	281,465	263,662	246,149	240,034	222,518
Total Debt	2,102	2,261	3,132	2,068	2,231	2,045
Net Cash (Debt)	10,293	15,990	11,970	18,590	25,132	32,695
Net Cash Growth	-30.13%	33.59%	-35.61%	-26.03%	-23.13%	98.74%
Net Cash Per Share	10.61	16.48	12.34	19.16	25.91	33.70
Filing Date Shares Outstanding	970.27	970.27	970.27	970.07	970.07	970.07
Total Common Shares Outstanding	970.27	970.27	970.27	970.07	970.07	970.07
Book Value Per Share	29.67	27.29	23.48	21.10	19.11	18.00
Tangible Book Value	28,785	26,459	22,778	20,459	18,525	17,445
Tangible Book Value Per Share	29.67	27.27	23.48	21.09	19.10	17.98

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.