Contact Financial Holding S.A.E. (EGX:CNFN)
Egypt
· Delayed Price · Currency is EGP 4.630
+0.280 (6.44%)
At close: Jun 22, 2025
EGX:CNFN Income Statement
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 3,594 | 3,486 | 2,599 | 1,725 | 625.32 | 928.97 | Upgrade
|
| Total Interest Expense | 1,681 | 1,576 | 948.74 | 447.64 | 190.1 | 201.06 | Upgrade
|
| Net Interest Income | 1,913 | 1,910 | 1,650 | 1,277 | 435.22 | 727.9 | Upgrade
|
| Commissions and Fees | 216.27 | 218.65 | 327.13 | 248.45 | 132.53 | 108.18 | Upgrade
|
| Other Revenue | 1,976 | 1,701 | 1,141 | 804.25 | 999.89 | 2,350 | Upgrade
|
| Revenue Before Loan Losses | 4,502 | 4,225 | 3,444 | 2,529 | 1,724 | 3,290 | Upgrade
|
| Provision for Loan Losses | 27.5 | 113.28 | 215.12 | 107.34 | 11.35 | 10.13 | Upgrade
|
| Revenue | 4,475 | 4,111 | 3,229 | 2,422 | 1,713 | 3,280 | Upgrade
|
| Revenue Growth (YoY) | 39.30% | 27.32% | 33.33% | 41.38% | -47.77% | -11.07% | Upgrade
|
| Salaries & Employee Benefits | 918.48 | 836.37 | 603.25 | 483.73 | 363.63 | 260.47 | Upgrade
|
| Cost of Services Provided | 1,067 | 783.95 | 592.69 | 424.16 | 329.42 | 2,266 | Upgrade
|
| Other Operating Expenses | 1,046 | 1,099 | 760.41 | 518.47 | 261.6 | 203.9 | Upgrade
|
| Total Operating Expenses | 3,173 | 2,852 | 2,075 | 1,523 | 1,018 | 2,752 | Upgrade
|
| Operating Income | 1,302 | 1,259 | 1,154 | 898.83 | 694.63 | 527.25 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.93 | 1.49 | - | 0.76 | 0.08 | -0.08 | Upgrade
|
| EBT Excluding Unusual Items | 1,303 | 1,261 | 1,154 | 899.59 | 694.71 | 527.17 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.01 | - | - | - | - | -0.08 | Upgrade
|
| Other Unusual Items | -236.24 | -261.67 | -331.24 | -152.47 | -32.62 | -0.05 | Upgrade
|
| Pretax Income | 1,067 | 998.99 | 1,017 | 747.12 | 662.09 | 527.04 | Upgrade
|
| Income Tax Expense | 276.3 | 269.03 | 289.37 | 218.33 | 184.03 | 159.63 | Upgrade
|
| Earnings From Continuing Ops. | 790.42 | 729.96 | 728.07 | 528.78 | 478.06 | 367.41 | Upgrade
|
| Minority Interest in Earnings | -88.76 | -72.29 | -35.86 | -18.07 | -13.24 | -14.74 | Upgrade
|
| Net Income | 701.67 | 657.67 | 692.21 | 510.71 | 464.82 | 352.68 | Upgrade
|
| Net Income to Common | 701.67 | 657.67 | 692.21 | 510.71 | 464.82 | 352.68 | Upgrade
|
| Net Income Growth | 22.95% | -4.99% | 35.54% | 9.87% | 31.80% | -9.27% | Upgrade
|
| Shares Outstanding (Basic) | 1,190 | 1,189 | 1,185 | 1,178 | 1,175 | 1,168 | Upgrade
|
| Shares Outstanding (Diluted) | 1,190 | 1,189 | 1,185 | 1,178 | 1,175 | 1,168 | Upgrade
|
| Shares Change (YoY) | 0.50% | 0.35% | 0.59% | 0.24% | 0.64% | 39.34% | Upgrade
|
| EPS (Basic) | 0.59 | 0.55 | 0.58 | 0.43 | 0.40 | 0.30 | Upgrade
|
| EPS (Diluted) | 0.59 | 0.55 | 0.58 | 0.43 | 0.40 | 0.30 | Upgrade
|
| EPS Growth | 22.34% | -5.32% | 34.74% | 9.61% | 30.96% | -34.89% | Upgrade
|
| Free Cash Flow | 530.71 | 164.6 | -1,540 | -1,808 | -377.17 | 538.55 | Upgrade
|
| Free Cash Flow Per Share | 0.45 | 0.14 | -1.30 | -1.53 | -0.32 | 0.46 | Upgrade
|
| Dividend Per Share | - | - | - | 0.253 | 0.228 | - | Upgrade
|
| Dividend Growth | - | - | - | 10.75% | - | - | Upgrade
|
| Operating Margin | 29.10% | 30.63% | 35.74% | 37.11% | 40.55% | 16.08% | Upgrade
|
| Profit Margin | 15.68% | 16.00% | 21.44% | 21.09% | 27.13% | 10.75% | Upgrade
|
| Free Cash Flow Margin | 11.86% | 4.00% | -47.70% | -74.64% | -22.02% | 16.42% | Upgrade
|
| Effective Tax Rate | 25.90% | 26.93% | 28.44% | 29.22% | 27.79% | 30.29% | Upgrade
|
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.