Caisse Regionale de Credit Agricole Mutuel Toulouse 31 (EPA:CAT31)

EPA:CAT31 Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	40.94	45.4	42.47	40.58	49.4
Investment Securities	2,330	2,032	1,972	2,054	1,989
Trading Asset Securities	105.87	89.53	65.68	83.53	161.02
Total Investments	2,436	2,122	2,037	2,137	2,150
Gross Loans	12,169	12,068	11,922	11,275	10,767
Allowance for Loan Losses	-154.53	-150.83	-149.42	-144.33	-151.12
Net Loans	12,015	11,917	11,772	11,130	10,616
Property, Plant & Equipment	73.06	81.45	89.22	99.1	109.87
Goodwill	-	-	-	-	7.88
Other Intangible Assets	0.36	0.15	0.17	0.19	1.72
Investments in Real Estate	1.68	1.77	1.86	1.97	1.68
Accrued Interest Receivable	39.74	49.86	37.09	32.29	30.57
Other Receivables	1,711	1,584	2,326	1,297	1,030
Restricted Cash	12.96	12.22	3.23	3.89	5.91
Other Current Assets	1.88	6.11	6.71	2.18	0.83
Long-Term Deferred Tax Assets	26.5	26.91	25.95	24.44	30.47
Other Long-Term Assets	21.4	26.12	23.76	17.9	24.3
Total Assets	16,381	15,873	16,366	14,788	14,058
Accounts Payable	132.31	185.02	360.53	74.03	79.55
Accrued Expenses	43.83	80.63	82.76	40.85	38.42
Interest Bearing Deposits	9,903	9,544	9,016	7,645	7,244
Non-Interest Bearing Deposits	3,709	3,817	4,624	4,525	4,108
Total Deposits	13,612	13,361	13,640	12,170	11,352
Short-Term Borrowings	258.1	65.71	204.86	297.05	615.15
Current Portion of Long-Term Debt	92.08	112.95	116.61	186.61	143.85
Current Portion of Leases	1.4	1.58	1.64	1.66	1.72
Current Income Taxes Payable	1.21	2.32	0.41	0.23	0.19
Other Current Liabilities	30.78	8.32	3.88	21.88	24.63
Long-Term Debt	45.82	38.72	56.53	61.13	84.85
Long-Term Leases	3.84	4.89	5.85	7.39	8.49
Long-Term Unearned Revenue	58.37	50.57	47.42	46.72	48.85
Pension & Post-Retirement Benefits	2.17	2.49	0.79	1	3.25
Long-Term Deferred Tax Liabilities	0.03	0.04	0	-	-
Other Long-Term Liabilities	63.67	64.12	65.64	71.83	64.75
Total Liabilities	14,346	13,978	14,587	12,980	12,466
Common Stock	190.86	186.86	191.31	189.77	181.68
Additional Paid-In Capital	-	-	137.69	137.69	137.69
Retained Earnings	66.48	59.3	66.62	69.94	35.43
Treasury Stock	-4.35	-3	-1.82	-1.39	-1.33
Comprehensive Income & Other	1,782	1,652	1,385	1,412	1,239
Total Common Equity	2,035	1,896	1,779	1,808	1,592
Minority Interest	0.02	0.02	0.02	0.02	0.02
Shareholders' Equity	2,035	1,896	1,779	1,808	1,592
Total Liabilities & Equity	16,381	15,873	16,366	14,788	14,058
Total Debt	401.24	223.84	385.49	553.84	854.05
Net Cash (Debt)	-91.7	-88.91	-250.59	-385.63	-448.93
Net Cash Per Share	-28.97	-19.42	-54.74	-84.01	-97.80
Filing Date Shares Outstanding	4.53	4.58	4.58	4.59	4.59
Total Common Shares Outstanding	4.53	4.58	4.58	4.59	4.59
Book Value Per Share	449.36	414.06	388.58	393.77	346.90
Tangible Book Value	2,034	1,895	1,779	1,807	1,583
Tangible Book Value Per Share	449.29	414.02	388.55	393.73	344.81

Source: S&P Global Market Intelligence. Banks template. Financial Sources.