Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (EPA:CRAV)

EPA:CRAV Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	67.4	57.04	54.76	61.1	50.56	51.17
Investment Securities	3,742	3,219	3,146	2,761	2,936	3,261
Trading Asset Securities	223.1	300.46	241.45	99.78	171.12	347.6
Total Investments	3,965	3,519	3,387	2,861	3,107	3,608
Gross Loans	28,576	28,660	27,330	28,335	24,440	21,733
Allowance for Loan Losses	-366.56	-328.67	-306.2	-285.19	-279.11	-288.68
Net Loans	28,210	28,332	27,024	28,050	24,161	21,445
Property, Plant & Equipment	266.24	262.79	237.5	213.74	205.44	196.07
Other Intangible Assets	5.63	5.65	4.74	4.52	4.48	4.56
Investments in Real Estate	8.78	9.17	9.97	10.42	11.13	11.22
Accrued Interest Receivable	289.51	122.57	99.71	86.4	77.42	841.02
Other Receivables	-	182.92	257.23	156.55	307.65	-
Restricted Cash	-	15.99	10.68	10.89	17.61	18.29
Other Current Assets	-	3.37	3.53	3.11	1.33	-
Long-Term Deferred Tax Assets	72.73	63.45	69.18	66.05	53.79	68.63
Other Long-Term Assets	-	0.36	0.33	0.45	0.68	-
Total Assets	32,885	32,574	31,159	31,524	27,997	26,244
Accounts Payable	-	436.28	726.34	1,421	166.89	290.47
Accrued Expenses	822.82	108.5	144.62	149.29	92.97	92.21
Interest Bearing Deposits	21,383	21,153	19,531	18,593	16,355	14,738
Non-Interest Bearing Deposits	5,744	5,880	5,896	6,644	6,928	6,270
Total Deposits	27,127	27,033	25,426	25,238	23,283	21,008
Short-Term Borrowings	417.03	391.67	421.24	326.96	205.39	905.93
Current Portion of Long-Term Debt	-	271.95	366.66	495.47	-	445.32
Current Portion of Leases	-	4.36	5.29	2.48	4.2	4.5
Current Income Taxes Payable	5.22	4.25	4.64	4.64	3.34	0.1
Other Current Liabilities	-	8.75	30.34	24.78	27.41	11.85
Long-Term Debt	305.81	81.49	64.33	100.95	419.99	117.76
Long-Term Leases	-	4.81	0.72	2.26	2.18	3.47
Long-Term Unearned Revenue	-	138.05	122.99	112.6	113.39	122.22
Pension & Post-Retirement Benefits	6.2	4.59	4.99	2.43	6.5	8.03
Long-Term Deferred Tax Liabilities	-	0.06	0.17	0.04	0	0
Other Long-Term Liabilities	55.11	100.24	95.64	95.97	106.34	92.56
Total Liabilities	28,739	28,588	27,414	27,977	24,431	23,103
Common Stock	451.4	442.21	439.54	451.58	434.84	390.62
Additional Paid-In Capital	194.92	194.92	194.39	194.52	194.76	194.98
Retained Earnings	61.74	85.6	86.41	132.9	113.46	52.6
Treasury Stock	-1.18	-0.51	-0.55	-0.61	-0.56	-0.6
Comprehensive Income & Other	3,439	3,264	3,025	2,769	2,824	2,504
Shareholders' Equity	4,146	3,986	3,745	3,547	3,566	3,141
Total Liabilities & Equity	32,885	32,574	31,159	31,524	27,997	26,244
Total Debt	722.84	754.28	858.23	928.12	631.76	1,477
Net Cash (Debt)	-262.22	-324.81	-313.61	-752.32	-410.09	-575.28
Net Cash Per Share	-35.52	-44.00	-42.46	-101.85	-55.49	-77.82
Filing Date Shares Outstanding	7.38	7.38	7.39	7.39	7.39	7.39
Total Common Shares Outstanding	7.38	7.38	7.39	7.39	7.39	7.39
Book Value Per Share	561.60	539.91	507.05	480.26	482.58	424.93
Tangible Book Value	4,140	3,980	3,740	3,543	3,562	3,137
Tangible Book Value Per Share	560.84	539.15	506.41	479.65	481.97	424.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.