Byline Bancorp, Inc. (FRA:44F)

Byline Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	501.47	502.35	440.98	273.41	222.99	208.79
Interest Income on Investments	63.95	63.58	38.49	28.15	25.93	30.44
Total Interest Income	565.42	565.93	479.48	301.56	248.93	239.23
Interest Paid on Deposits	185.23	192.37	121.44	19.8	4.5	16.62
Interest Paid on Borrowings	20.02	25.52	27.42	16.43	8.04	7.63
Total Interest Expense	205.25	217.88	148.86	36.23	12.54	24.25
Net Interest Income	360.17	348.05	330.62	265.33	236.39	214.98
Net Interest Income Growth (YoY)	2.67%	5.27%	24.61%	12.24%	9.96%	-0.60%
Trust Income	4.37	4.31	4.16	3.81	3.07	2.68
Gain (Loss) on Sale of Assets	-	-	-2	-0.37	-12.33	-4.77
Gain (Loss) on Sale of Investments	1.28	0.42	1.07	-0.55	1.37	6.03
Other Non-Interest Income	20.34	19.36	19.07	14.01	16.28	13.53
Total Non-Interest Income	59.88	58.85	54.32	56.94	61.92	57.29
Non-Interest Income Growth (YoY)	12.52%	8.35%	-4.61%	-8.04%	8.08%	4.21%
Revenues Before Loan Losses	420.05	406.9	384.94	322.27	298.31	272.27
Provision for Loan Losses	35.46	27.04	31.65	23.88	0.97	56.68
Revenue	384.59	379.86	353.28	298.39	297.34	215.59
Revenue Growth (YoY)	2.48%	7.52%	18.39%	0.36%	37.92%	-13.96%
Salaries and Employee Benefits	137.35	131.84	119.88	112.55	96.8	87.07
Occupancy Expenses	9.97	10.35	9.81	9.21	11.77	19.4
Federal Deposit Insurance	4.18	4.18	4.14	2.95	1.72	2.22
Amortization of Goodwill & Intangibles	5.31	5.38	6.01	6.67	7.07	7.62
Selling, General & Administrative	57.16	52.79	53.5	40.74	38.2	28.3
Other Non-Interest Expense	12.02	12.42	13.48	10.88	12.39	17.5
Total Non-Interest Expense	226.72	217.51	207.21	183.71	169.02	163.93
EBT Excluding Unusual Items	157.87	162.34	146.08	114.68	128.31	51.67
Asset Writedown	-1.26	-1.26	-0.4	-	-4.1	-
Pretax Income	156.8	161.08	145.68	114.68	124.21	51.67
Income Tax Expense	37.82	40.32	37.8	26.73	31.43	14.2
Net Income	118.98	120.76	107.88	87.95	92.79	37.47
Preferred Dividends & Other Adjustments	-	-	-	0.2	0.78	0.78
Net Income to Common	118.98	120.76	107.88	87.76	92	36.68
Net Income Growth	0.88%	11.94%	22.65%	-5.21%	147.65%	-34.27%
Basic Shares Outstanding	44	43	40	37	38	38
Diluted Shares Outstanding	44	44	40	37	38	38
Shares Change (YoY)	1.82%	8.43%	7.92%	-2.33%	0.15%	0.86%
EPS (Basic)	2.70	2.78	2.69	2.37	2.45	0.96
EPS (Diluted)	2.68	2.75	2.67	2.34	2.40	0.96
EPS Growth	-0.80%	3.00%	14.10%	-2.50%	150.00%	-35.13%
Dividend Per Share	0.380	0.360	0.360	0.360	0.300	0.120
Dividend Growth	5.56%	-	-	20.00%	150.00%	300.00%
Effective Tax Rate	24.12%	25.03%	25.95%	23.31%	25.30%	27.48%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.