CNB Financial Corporation (FRA:44I)

CNB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	436.99	442.86	221.87	105.91	727.7	526.69
Investment Securities	476.59	430.3	492.69	501.9	292.72	294.17
Trading Asset Securities	6.43	0.42	1.01	1.85	2.12	4.02
Mortgage-Backed Securities	377.57	395.49	277.54	314.6	434.64	315.19
Total Investments	860.59	826.21	771.25	818.35	729.48	613.37
Gross Loans	6,470	4,614	4,474	4,281	3,641	3,377
Allowance for Loan Losses	-67.68	-47.36	-45.83	-43.44	-37.59	-34.34
Other Adjustments to Gross Loans	-2.05	-4.77	-5.7	-5.97	-5.72	-5.18
Net Loans	6,401	4,562	4,423	4,232	3,597	3,337
Property, Plant & Equipment	149.96	128.73	109.4	100.84	81.59	78.47
Goodwill	-	43.75	43.75	43.75	43.75	43.75
Other Intangible Assets	128.5	0.33	0.41	0.36	0.46	0.57
Loans Held for Sale	-	0.76	0.68	0.23	0.85	8.51
Accrued Interest Receivable	33.78	24.74	24.32	20.19	15.52	17.66
Restricted Cash	1.1	0.17	0.17	0.37	4.5	6
Other Real Estate Owned & Foreclosed	4.25	2.51	2.11	1.44	0.71	0.86
Other Long-Term Assets	238.63	160.35	156.36	151.98	123.71	92.84
Total Assets	8,254	6,192	5,753	5,475	5,329	4,729
Interest Bearing Deposits	5,591	4,421	4,170	3,589	3,807	3,426
Institutional Deposits	203.4	131.1	100.2	135.4	116.6	128.2
Non-Interest Bearing Deposits	1,105	819.68	728.88	898.44	792.09	627.11
Total Deposits	6,900	5,371	4,999	4,622	4,716	4,182
Short-Term Borrowings	188.03	0.42	1.01	134.1	2.51	4.79
Current Portion of Leases	1.2	3.6	-	-	-	-
Accrued Interest Payable	7.94	7.15	3.55	1.84	0.89	1.1
Other Current Liabilities	92.83	-	-	-	-	-
Long-Term Debt	84.8	84.57	84.27	83.96	83.66	50
Long-Term Leases	61	51.87	37.94	34.11	21.63	20
Trust Preferred Securities	20.62	20.62	20.62	20.62	20.62	20.62
Pension & Post-Retirement Benefits	-	11.8	11.3	11.3	10.3	8.4
Other Long-Term Liabilities	53.45	29.92	24.27	36.05	30.87	26.62
Total Liabilities	7,410	5,581	5,182	4,944	4,886	4,313
Preferred Stock, Redeemable	57.79	57.79	57.79	57.79	57.79	57.79
Additional Paid-In Capital	421.77	219.88	220.5	221.55	127.35	127.52
Retained Earnings	397.67	381.3	345.94	306.91	260.58	218.73
Treasury Stock	-2.48	-4.69	-6.89	-2.97	-2.48	-2.97
Comprehensive Income & Other	-30.56	-43.57	-46.08	-52.52	-0.39	15.07
Total Common Equity	786.4	552.91	513.46	472.98	385.06	358.35
Shareholders' Equity	844.19	610.7	571.25	530.76	442.85	416.14
Total Liabilities & Equity	8,254	6,192	5,753	5,475	5,329	4,729
Total Debt	355.65	161.08	143.84	272.79	128.42	95.4
Net Cash (Debt)	87.77	282.21	79.04	-165.03	601.4	435.31
Net Cash Growth	-59.04%	257.03%	-	-	38.16%	-
Net Cash Per Share	3.89	13.50	3.77	-9.16	35.76	27.21
Filing Date Shares Outstanding	29.22	20.8	20.9	21.05	16.84	16.83
Total Common Shares Outstanding	29.23	20.81	20.77	21.05	16.79	16.78
Book Value Per Share	26.91	26.57	24.72	22.47	22.94	21.36
Tangible Book Value	657.9	508.83	469.31	428.86	340.85	314.04
Tangible Book Value Per Share	22.51	24.45	22.59	20.37	20.31	18.72

Source: S&P Global Market Intelligence. Banks template. Financial Sources.