Germany
· Delayed Price · Currency is EUR Civista Bancshares Statistics
Total Valuation
FRA:44Q has a market cap or net worth of EUR 336.83 million.
| Market Cap | 336.83M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, July 24, 2025.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Aug 5, 2025 |
Share Statistics
| Current Share Class | 19.31M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +2.68% |
| Shares Change (QoQ) | +0.04% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 18.73M |
Valuation Ratios
The trailing PE ratio is 10.09 and the forward PE ratio is 8.23.
| PE Ratio | 10.09 |
| Forward PE | 8.23 |
| PS Ratio | 2.51 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 1.44 |
| P/FCF Ratio | 8.71 |
| P/OCF Ratio | 7.91 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 12.18 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.14%.
| Return on Equity (ROE) | 10.14% |
| Return on Assets (ROA) | 0.96% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 254,848 |
| Profits Per Employee | 63,443 |
| Employee Count | 527 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:44Q has paid 5.70 million in taxes.
| Income Tax | 5.70M |
| Effective Tax Rate | 14.50% |
Stock Price Statistics
The stock price has increased by +22.86% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +22.86% |
| 50-Day Moving Average | 18.55 |
| 200-Day Moving Average | 18.72 |
| Relative Strength Index (RSI) | 47.68 |
| Average Volume (20 Days) | 160 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 1.10 |
Income Statement
In the last 12 months, FRA:44Q had revenue of EUR 134.05 million and earned 33.37 million in profits. Earnings per share was 2.15.
| Revenue | 134.05M |
| Gross Profit | 134.05M |
| Operating Income | 43.16M |
| Pretax Income | 39.28M |
| Net Income | 33.37M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.15 |
Balance Sheet
The company has 66.16 million in cash and 471.27 million in debt, giving a net cash position of -405.11 million.
| Cash & Cash Equivalents | 66.16M |
| Total Debt | 471.27M |
| Net Cash | -405.11M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 344.12M |
| Book Value Per Share | 22.16 |
| Working Capital | -3.03B |
Cash Flow
In the last 12 months, operating cash flow was 42.57 million and capital expenditures -3.89 million, giving a free cash flow of 38.68 million.
| Operating Cash Flow | 42.57M |
| Capital Expenditures | -3.89M |
| Free Cash Flow | 38.68M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 32.20% |
| Pretax Margin | 29.30% |
| Profit Margin | 25.05% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.86% |
Dividends & Yields
This stock pays an annual dividend of 0.61, which amounts to a dividend yield of 3.54%.
| Dividend Per Share | 0.61 |
| Dividend Yield | 3.54% |
| Dividend Growth (YoY) | 2.77% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 26.13% |
| Buyback Yield | -2.68% |
| Shareholder Yield | 0.86% |
| Earnings Yield | 9.91% |
| FCF Yield | 11.48% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |