Civista Bancshares Statistics

Total Valuation

FRA:44Q has a market cap or net worth of EUR 322.95 million.

Market Cap	322.95M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Apr 29, 2025

Share Statistics

Current Share Class	15.52M
Shares Outstanding	n/a
Shares Change (YoY)	+2.11%
Shares Change (QoQ)	+0.16%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	14.96M

Valuation Ratios

The trailing PE ratio is 9.97 and the forward PE ratio is 8.04.

PE Ratio	9.97
Forward PE	8.04
PS Ratio	2.27
PB Ratio	0.88
P/TBV Ratio	1.31
P/FCF Ratio	7.45
P/OCF Ratio	6.83
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	10.30
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.25%.

Return on Equity (ROE)	9.25%
Return on Assets (ROA)	0.88%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	273,155
Profits Per Employee	62,278
Employee Count	527
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +40.74% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+40.74%
50-Day Moving Average	17.53
200-Day Moving Average	17.56
Relative Strength Index (RSI)	59.19
Average Volume (20 Days)	10

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	5.55

Income Statement

In the last 12 months, FRA:44Q had revenue of EUR 142.04 million and earned 32.38 million in profits. Earnings per share was 2.09.

Revenue	142.04M
Gross Profit	142.04M
Operating Income	42.34M
Pretax Income	38.23M
Net Income	32.38M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.09

Full Income Statement

Balance Sheet

The company has 87.21 million in cash and 446.90 million in debt, giving a net cash position of -359.69 million.

Cash & Cash Equivalents	87.21M
Total Debt	446.90M
Net Cash	-359.69M
Net Cash Per Share	n/a
Equity (Book Value)	367.71M
Book Value Per Share	23.69
Working Capital	-3.25B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 47.28 million and capital expenditures -3.91 million, giving a free cash flow of 43.38 million.

Operating Cash Flow	47.28M
Capital Expenditures	-3.91M
Free Cash Flow	43.38M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	29.81%
Pretax Margin	26.91%
Profit Margin	23.12%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.54%

Dividends & Yields

This stock pays an annual dividend of 0.61, which amounts to a dividend yield of 3.25%.

Dividend Per Share	0.61
Dividend Yield	3.25%
Dividend Growth (YoY)	2.73%
Years of Dividend Growth	6
Payout Ratio	28.70%
Buyback Yield	-2.11%
Shareholder Yield	1.13%
Earnings Yield	10.03%
FCF Yield	13.43%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a