SoFi Technologies, Inc. (FRA:6B0)
25.67
+0.14 (0.57%)
At close: Dec 3, 2025
SoFi Technologies Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2017 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2017 - 2019 |
| Interest and Dividend Income | 3,192 | 2,808 | 2,051 | 773.37 | 355.02 | 363.54 | Upgrade
|
| Total Interest Expense | 1,120 | 1,091 | 789.33 | 189.28 | 102.78 | 185.61 | Upgrade
|
| Net Interest Income | 2,072 | 1,716 | 1,262 | 584.1 | 252.24 | 177.93 | Upgrade
|
| Other Revenue | 1,011 | 702.51 | 489.24 | 424.07 | 249.86 | 16.28 | Upgrade
|
| Revenue Before Loan Losses | 3,322 | 2,675 | 2,123 | 1,574 | 984.87 | 565.53 | Upgrade
|
| Provision for Loan Losses | 31.79 | 31.71 | 54.95 | 54.33 | 7.57 | - | Upgrade
|
| Revenue | 3,291 | 2,643 | 2,068 | 1,519 | 977.3 | 565.53 | Upgrade
|
| Revenue Growth (YoY) | 30.62% | 27.82% | 36.11% | 55.45% | 72.81% | 27.76% | Upgrade
|
| Salaries & Employee Benefits | 246.05 | 232.69 | 260.55 | 288.16 | 227.27 | 93.8 | Upgrade
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| Cost of Services Provided | 2,644 | 2,176 | 1,861 | 1,530 | 1,204 | 800.25 | Upgrade
|
| Total Operating Expenses | 2,890 | 2,409 | 2,122 | 1,819 | 1,431 | 894.05 | Upgrade
|
| Operating Income | 401.06 | 233.96 | -53.84 | -299.4 | -453.84 | -328.52 | Upgrade
|
| EBT Excluding Unusual Items | 401.06 | 233.96 | -53.84 | -299.4 | -453.84 | -328.52 | Upgrade
|
| Impairment of Goodwill | - | - | -247.17 | - | - | - | Upgrade
|
| Pretax Income | 400.45 | 233.35 | -301.16 | -318.72 | -481.18 | -328.52 | Upgrade
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| Income Tax Expense | -239.8 | -265.32 | -0.42 | 1.69 | 2.76 | -104.47 | Upgrade
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| Net Income | 640.24 | 498.67 | -300.74 | -320.41 | -483.94 | -224.05 | Upgrade
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| Preferred Dividends & Other Adjustments | - | 19.53 | 40.43 | 40.43 | 40.43 | 93.19 | Upgrade
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| Net Income to Common | 640.24 | 479.14 | -341.17 | -360.83 | -524.36 | -317.25 | Upgrade
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| Shares Outstanding (Basic) | 1,116 | 1,050 | 945 | 901 | 527 | 74 | Upgrade
|
| Shares Outstanding (Diluted) | 1,208 | 1,101 | 945 | 901 | 527 | 74 | Upgrade
|
| Shares Change (YoY) | 15.07% | 16.55% | 4.90% | 71.03% | 613.23% | 12.54% | Upgrade
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| EPS (Basic) | 0.57 | 0.46 | -0.36 | -0.40 | -1.00 | -4.30 | Upgrade
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| EPS (Diluted) | 0.54 | 0.39 | -0.36 | -0.40 | -1.00 | -4.30 | Upgrade
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| Free Cash Flow | -3,170 | -1,274 | -7,339 | -7,349 | -1,402 | -503.89 | Upgrade
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| Free Cash Flow Per Share | -2.63 | -1.16 | -7.76 | -8.16 | -2.66 | -6.82 | Upgrade
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| Operating Margin | 12.19% | 8.85% | -2.60% | -19.71% | -46.44% | -58.09% | Upgrade
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| Profit Margin | 19.46% | 18.13% | -16.50% | -23.75% | -53.65% | -56.10% | Upgrade
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| Free Cash Flow Margin | -96.33% | -48.20% | -354.89% | -483.74% | -143.51% | -89.10% | Upgrade
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Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.