Tompkins Financial Corporation (FRA:8J0)

Tompkins Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	309	301.97	260.43	217.61	214.68	227.31
Interest Income on Investments	44.85	45.6	36.92	33.72	26.63	27.02
Total Interest Income	353.85	347.57	297.36	251.32	241.32	254.33
Interest Paid on Deposits	106.2	103.98	70.81	16.17	10.85	19.96
Interest Paid on Borrowings	30.57	32.49	17.04	4.88	6.68	9.03
Total Interest Expense	136.76	136.47	87.84	21.04	17.53	28.99
Net Interest Income	217.09	211.1	209.51	230.28	223.79	225.34
Net Interest Income Growth (YoY)	5.41%	0.76%	-9.02%	2.90%	-0.69%	6.98%
Trust Income	19.77	19.59	17.95	18.09	19.39	17.52
Gain (Loss) on Sale of Investments	0.06	0.03	-69.97	-0.63	0.25	0.44
Other Non-Interest Income	63.89	61.22	55.35	53.15	52.87	49.59
Total Non-Interest Income	91.02	88.13	10.24	77.97	78.85	73.86
Non-Interest Income Growth (YoY)	659.91%	760.53%	-86.87%	-1.11%	6.75%	-2.08%
Revenues Before Loan Losses	308.11	299.23	219.76	308.25	302.64	299.2
Provision for Loan Losses	11.04	6.61	4.34	2.79	-2.22	17.21
Revenue	297.07	292.62	215.42	305.46	304.86	281.99
Revenue Growth (YoY)	40.19%	35.84%	-29.48%	0.20%	8.11%	-0.95%
Salaries and Employee Benefits	123.82	122.81	122.1	116.2	112.26	110.84
Occupancy Expenses	12.65	12.63	13.28	13.09	13.18	12.93
Amortization of Goodwill & Intangibles	0.34	0.33	0.33	0.87	1.32	1.48
Selling, General & Administrative	16.36	16.74	16.53	20.8	20.6	19.09
Other Non-Interest Expense	47.22	47.12	51.05	44.79	40.01	39.98
Total Non-Interest Expense	200.39	199.64	203.29	195.75	187.36	184.32
EBT Excluding Unusual Items	96.68	92.98	12.12	109.71	117.5	97.67
Other Unusual Items	-	-	-	-	-2.93	-
Pretax Income	96.68	92.98	12.12	109.71	114.57	97.67
Income Tax Expense	22.93	22	2.5	24.56	25.18	19.92
Earnings From Continuing Operations	73.75	70.97	9.63	85.16	89.39	77.74
Minority Interest in Earnings	-0.09	-0.12	-0.12	-0.13	-0.13	-0.15
Net Income	73.66	70.85	9.51	85.03	89.26	77.59
Preferred Dividends & Other Adjustments	-	-	0.04	0.25	0.62	0.86
Net Income to Common	73.66	70.85	9.46	84.78	88.65	76.73
Net Income Growth	952.84%	645.40%	-88.82%	-4.74%	15.05%	-5.05%
Basic Shares Outstanding	14	14	14	14	15	15
Diluted Shares Outstanding	14	14	14	14	15	15
Shares Change (YoY)	0.18%	-0.23%	-0.72%	-1.67%	-0.64%	-1.55%
EPS (Basic)	5.18	4.98	0.66	5.92	6.08	5.22
EPS (Diluted)	5.16	4.97	0.66	5.89	6.05	5.20
EPS Growth	980.13%	653.03%	-88.80%	-2.65%	16.35%	-3.17%
Dividend Per Share	2.460	2.440	2.400	2.310	2.190	2.100
Dividend Growth	2.50%	1.67%	3.90%	5.48%	4.29%	3.96%
Effective Tax Rate	23.71%	23.66%	20.58%	22.38%	21.98%	20.40%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.