Banca Generali Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	431.23	326.14	213.03	323.1	274.92	Upgrade
Depreciation & Amortization	29.34	42.77	39.51	26.65	26.19	Upgrade
Other Amortization	16	-	-	11.68	9.42	Upgrade
Gain (Loss) on Sale of Investments	-10.3	-5.43	9.7	-3.7	4.23	Upgrade
Provision for Credit Losses	-1.84	0.53	8.33	2.52	0.66	Upgrade
Change in Trading Asset Securities	-498.79	135.76	1,411	176.37	66.18	Upgrade
Change in Other Net Operating Assets	-99.01	1,346	-3,624	-1,874	-809.67	Upgrade
Other Operating Activities	-36.48	-35.23	-24.43	-4.44	26.32	Upgrade
Net Cash from Discontinued Operations	-	-	-0.16	-	-	Upgrade
Operating Cash Flow	-169.85	1,811	-1,967	-1,342	-401.75	Upgrade
Capital Expenditures	-2.93	-1.5	-1.38	-2	-1.19	Upgrade
Cash Acquisitions	-1.42	-	-	108.92	-	Upgrade
Investment in Securities	-1.97	0.09	-0.8	-0.6	-	Upgrade
Divestitures	-	-	0.13	-	-0.29	Upgrade
Purchase / Sale of Intangibles	-21.41	-26.06	-18.46	-12.97	-14.08	Upgrade
Investing Cash Flow	-27.73	-27.47	-20.5	93.36	-15.57	Upgrade
Issuance of Common Stock	50	-	-	-	-	Upgrade
Repurchase of Common Stock	-9.94	-12.25	-24.39	-25.98	-12.44	Upgrade
Common Dividends Paid	-253.3	-210.48	-209.08	-285.4	-2.25	Upgrade
Net Increase (Decrease) in Deposit Accounts	847.95	-1,716	1,375	2,514	476.89	Upgrade
Financing Cash Flow	634.71	-1,938	1,141	2,203	462.2	Upgrade
Net Cash Flow	437.14	-155.27	-846.1	954.39	44.88	Upgrade
Free Cash Flow	-172.78	1,809	-1,968	-1,344	-402.94	Upgrade
Free Cash Flow Margin	-17.30%	225.43%	-306.36%	-187.26%	-63.78%	Upgrade
Free Cash Flow Per Share	-1.51	15.86	-17.18	-11.68	-3.49	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.