Cass Information Systems, Inc. (FRA:CC3)

Cass Information Systems Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 4, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	485	536	554	586	484	459
Market Cap Growth	-14.70%	-3.24%	-5.39%	20.92%	5.59%	-38.50%
Enterprise Value	267	321	193	270	49	105
Last Close Price	36.60	38.36	39.61	39.24	31.62	27.33
PE Ratio	18.06	28.96	20.38	17.93	19.26	22.29
PS Ratio	2.56	2.52	2.87	3.34	3.55	3.79
PB Ratio	2.34	2.42	2.67	3.03	2.24	2.15
P/TBV Ratio	2.55	2.74	2.93	3.39	2.41	2.31
P/FCF Ratio	12.57	18.74	27.09	13.69	18.25	12.26
P/OCF Ratio	11.11	14.25	16.58	12.13	15.95	11.75
EV/Sales Ratio	1.40	1.51	1.00	1.54	0.36	0.87
EV/EBITDA Ratio	5.87	6.58	3.63	5.65	1.39	3.37
EV/EBIT Ratio	7.40	7.47	3.97	6.23	1.60	3.92
EV/FCF Ratio	6.92	11.22	9.41	6.31	1.85	2.80
Debt / Equity Ratio	0.02	0.03	-	-	-	-
Debt / EBITDA Ratio	0.09	0.14	-	-	-	-
Debt / FCF Ratio	0.10	0.25	-	-	-	-
Asset Turnover	0.09	0.09	0.08	0.07	0.07	0.08
Quick Ratio	0.90	0.70	0.67	0.59	0.66	0.84
Current Ratio	1.02	0.80	0.77	0.72	0.79	0.94
Return on Equity (ROE)	11.51%	8.36%	13.78%	15.44%	11.29%	9.96%
Return on Assets (ROA)	1.11%	1.14%	1.33%	1.13%	0.92%	1.03%
Return on Capital (ROIC)	10.63%	11.92%	15.37%	12.82%	8.63%	7.81%
Return on Capital Employed (ROCE)	4.60%	15.40%	19.30%	18.00%	11.00%	9.20%
Earnings Yield	5.54%	3.45%	4.91%	5.58%	5.19%	4.49%
FCF Yield	7.95%	5.34%	3.69%	7.31%	5.48%	8.16%
Dividend Yield	3.06%	3.05%	2.67%	2.70%	3.03%	3.23%
Payout Ratio	52.58%	85.89%	53.09%	44.24%	54.00%	61.96%
Buyback Yield / Dilution	1.49%	0.28%	-0.06%	3.64%	1.63%	0.85%
Total Shareholder Return	4.54%	3.33%	2.61%	6.34%	4.66%	4.08%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.