First Commonwealth Financial Corporation (FRA:FCF)

FRA:FCF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	160.17	133.41	146.99	154.24	395.37	356.58
Investment Securities	124.42	183.74	184.64	107.04	111.88	180.22
Trading Asset Securities	14.59	41.57	32.67	50.74	26.81	54.36
Mortgage-Backed Securities	1,491	1,435	1,333	1,136	1,487	1,021
Total Investments	1,630	1,661	1,551	1,293	1,626	1,256
Gross Loans	9,571	8,984	8,969	7,642	6,839	6,761
Allowance for Loan Losses	-132.97	-118.91	-117.72	-102.91	-92.52	-101.31
Net Loans	9,438	8,865	8,851	7,539	6,747	6,660
Property, Plant & Equipment	117.17	116.11	121.02	115.11	120.78	125.52
Goodwill	378.65	363.72	363.72	303.33	303.33	303.33
Other Intangible Assets	23.9	14.86	18.73	6.19	8.69	11.63
Loans Held for Sale	42.99	51.99	29.82	11.87	18.58	33.44
Other Real Estate Owned & Foreclosed	1.05	0.9	0.42	0.53	0.64	1.22
Other Long-Term Assets	409.41	378.57	377.08	356.5	313.68	310.25
Total Assets	12,237	11,585	11,459	9,806	9,545	9,068
Interest Bearing Deposits	7,778	6,969	6,515	5,269	5,272	5,026
Institutional Deposits	-	459.9	288.8	65.5	51.7	93.1
Non-Interest Bearing Deposits	2,327	2,250	2,389	2,671	2,659	2,320
Total Deposits	10,105	9,678	9,192	8,005	7,982	7,439
Short-Term Borrowings	245.1	132.12	656	461.99	172.58	178.68
Current Portion of Long-Term Debt	-	0.8	0.77	0.74	0.71	50.69
Current Portion of Leases	5.41	5.52	-	-	-	-
Long-Term Debt	56.22	56.14	105.57	98.77	98.61	98.45
Federal Home Loan Bank Debt, Long-Term	129.96	129.55	3.35	4.12	4.86	5.57
Long-Term Leases	42.81	43.47	54.22	50.57	50.72	53.2
Trust Preferred Securities	72.17	72.17	72.17	72.17	72.17	72.17
Pension & Post-Retirement Benefits	-	0.51	0.56	0.71	0.99	1.37
Other Long-Term Liabilities	63.14	61.49	60.26	59.05	52.59	100.69
Total Liabilities	10,719	10,180	10,145	8,754	8,436	7,999
Common Stock	126.6	123.6	123.6	113.92	113.92	113.92
Additional Paid-In Capital	676.08	631.37	630.15	497.43	496.12	494.68
Retained Earnings	1,010	971.08	881.11	774.86	691.26	596.61
Treasury Stock	-218.55	-218.37	-208.84	-196.44	-183.16	-153.83
Comprehensive Income & Other	-76.15	-102.51	-111.76	-137.69	-8.77	17.23
Shareholders' Equity	1,518	1,405	1,314	1,052	1,109	1,069
Total Liabilities & Equity	12,237	11,585	11,459	9,806	9,545	9,068
Total Debt	551.66	439.76	892.09	688.37	399.65	458.76
Net Cash (Debt)	-376.91	-264.78	-712.43	-483.38	22.53	-47.81
Net Cash Per Share	-3.68	-2.59	-7.00	-5.15	0.24	-0.49
Filing Date Shares Outstanding	104.2	101.45	101.93	102.76	94.01	95.91
Total Common Shares Outstanding	104.59	101.36	101.8	93.07	93.95	95.88
Book Value Per Share	14.51	13.86	12.91	11.30	11.81	11.15
Tangible Book Value	1,115	1,027	931.83	742.56	797.36	753.66
Tangible Book Value Per Share	10.66	10.13	9.15	7.98	8.49	7.86

Source: S&P Global Market Intelligence. Banks template. Financial Sources.