Horace Mann Educators Corporation (FRA:HM9)

Horace Mann Educators Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 27, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,493	1,544	1,208	1,430	1,412	1,423
Market Cap Growth	15.29%	27.84%	-15.53%	1.30%	-0.81%	-11.25%
Enterprise Value	1,935	2,078	1,672	1,863	1,719	1,727
PE Ratio	14.09	15.55	29.67	77.19	9.42	13.06
PS Ratio	0.99	1.00	0.90	1.11	1.21	1.33
PB Ratio	1.20	1.24	1.14	1.39	0.89	0.97
P/OCF Ratio	3.11	3.54	4.42	8.91	7.84	6.70
EV/Sales Ratio	1.39	1.35	1.24	1.44	1.47	1.61
EV/EBITDA Ratio	11.08	11.35	16.92	29.15	8.07	10.15
EV/EBIT Ratio	12.74	13.18	22.26	48.92	8.73	11.43
Debt / Equity Ratio	0.41	1.20	1.23	1.24	0.28	0.25
Debt / EBITDA Ratio	2.67	8.17	13.28	19.92	2.08	2.12
Quick Ratio	0.16	0.11	0.19	0.20	0.29	0.18
Current Ratio	3.02	2.25	3.64	2.96	2.92	2.85
Asset Turnover	0.11	0.11	0.11	0.10	0.10	0.10
Return on Equity (ROE)	8.97%	8.35%	3.96%	1.36%	9.47%	7.94%
Return on Assets (ROA)	0.78%	0.71%	0.38%	0.18%	1.00%	0.89%
Return on Capital (ROIC)	6.01%	3.74%	2.04%	1.06%	6.14%	5.42%
Earnings Yield	7.10%	6.43%	3.37%	1.29%	10.61%	7.66%
Earnings Yield	7.10%	6.43%	3.37%	1.29%	10.61%	7.66%
Dividend Yield	3.49%	3.67%	4.32%	3.75%	3.64%	3.44%
Payout Ratio	48.82%	53.99%	119.78%	265.66%	30.16%	37.21%
Buyback Yield / Dilution	-0.24%	-0.24%	0.96%	0.95%	-0.48%	-0.24%
Total Shareholder Return	3.25%	3.43%	5.28%	4.70%	3.16%	3.20%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.