Germany
· Delayed Price · Currency is EUR Horace Mann Educators Statistics
Total Valuation
FRA:HM9 has a market cap or net worth of EUR 1.55 billion. The enterprise value is 1.98 billion.
| Market Cap | 1.55B |
| Enterprise Value | 1.98B |
Important Dates
The last earnings date was Tuesday, August 5, 2025.
| Earnings Date | Aug 5, 2025 |
| Ex-Dividend Date | Jun 16, 2025 |
Share Statistics
| Current Share Class | 40.70M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 40.48M |
Valuation Ratios
The trailing PE ratio is 12.97 and the forward PE ratio is 10.65.
| PE Ratio | 12.97 |
| Forward PE | 10.65 |
| PS Ratio | 1.10 |
| PB Ratio | 1.34 |
| P/TBV Ratio | 1.57 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 2.98 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 16.61 |
| EV / Sales | 1.41 |
| EV / EBITDA | 9.80 |
| EV / EBIT | 11.07 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.00, with a Debt / Equity ratio of 0.40.
| Current Ratio | 3.00 |
| Quick Ratio | 0.19 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 2.31 |
| Debt / FCF | n/a |
| Interest Coverage | 6.04 |
Financial Efficiency
Return on equity (ROE) is 10.91% and return on invested capital (ROIC) is 7.07%.
| Return on Equity (ROE) | 10.91% |
| Return on Assets (ROA) | 0.90% |
| Return on Invested Capital (ROIC) | 7.07% |
| Return on Capital Employed (ROCE) | 1.53% |
| Revenue Per Employee | 802,454 |
| Profits Per Employee | 68,169 |
| Employee Count | 1,750 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:HM9 has paid 29.72 million in taxes.
| Income Tax | 29.72M |
| Effective Tax Rate | 19.94% |
Stock Price Statistics
The stock price has increased by +21.85% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +21.85% |
| 50-Day Moving Average | 36.04 |
| 200-Day Moving Average | 36.89 |
| Relative Strength Index (RSI) | 67.03 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.13 |
Income Statement
In the last 12 months, FRA:HM9 had revenue of EUR 1.40 billion and earned 119.30 million in profits. Earnings per share was 2.88.
| Revenue | 1.40B |
| Gross Profit | 502.21M |
| Operating Income | 178.56M |
| Pretax Income | 149.01M |
| Net Income | 119.30M |
| EBITDA | 201.55M |
| EBIT | 178.56M |
| Earnings Per Share (EPS) | 2.88 |
Balance Sheet
The company has 165.45 million in cash and 466.20 million in debt, giving a net cash position of -433.24 million.
| Cash & Cash Equivalents | 165.45M |
| Total Debt | 466.20M |
| Net Cash | -433.24M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 1.16B |
| Book Value Per Share | 28.37 |
| Working Capital | 1.71B |
Cash Flow
| Operating Cash Flow | 518.99M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 35.76%, with operating and profit margins of 12.72% and 8.50%.
| Gross Margin | 35.76% |
| Operating Margin | 12.72% |
| Pretax Margin | 10.61% |
| Profit Margin | 8.50% |
| EBITDA Margin | 14.35% |
| EBIT Margin | 12.72% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.26, which amounts to a dividend yield of 3.41%.
| Dividend Per Share | 1.26 |
| Dividend Yield | 3.41% |
| Dividend Growth (YoY) | 1.46% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 40.19% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 3.17% |
| Earnings Yield | 7.71% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |