Bread Financial Holdings, Inc. (FRA:LID)

Bread Financial Holdings Statistics

Total Valuation

FRA:LID has a market cap or net worth of EUR 2.26 billion.

Market Cap	2.26B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	May 9, 2025

Share Statistics

Current Share Class	46.55M
Shares Outstanding	n/a
Shares Change (YoY)	+0.95%
Shares Change (QoQ)	-2.55%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	46.13M

Valuation Ratios

The trailing PE ratio is 8.69 and the forward PE ratio is 8.03.

PE Ratio	8.69
Forward PE	8.03
PS Ratio	1.00
PB Ratio	0.80
P/TBV Ratio	1.05
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.38%.

Return on Equity (ROE)	9.38%
Return on Assets (ROA)	1.28%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	377,019
Profits Per Employee	43,330
Employee Count	6,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +28.56% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+28.56%
50-Day Moving Average	43.84
200-Day Moving Average	50.20
Relative Strength Index (RSI)	65.97
Average Volume (20 Days)	40

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.46

Income Statement

In the last 12 months, FRA:LID had revenue of EUR 2.26 billion and earned 259.98 million in profits. Earnings per share was 5.15.

Revenue	2.26B
Gross Profit	2.26B
Operating Income	459.82M
Pretax Income	360.83M
Net Income	259.98M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	5.15

Balance Sheet

The company has 3.90 billion in cash and 4.74 billion in debt, giving a net cash position of -841.01 million.

Cash & Cash Equivalents	3.90B
Total Debt	4.74B
Net Cash	-841.01M
Net Cash Per Share	n/a
Equity (Book Value)	2.84B
Book Value Per Share	59.63
Working Capital	-10.44B

Cash Flow

Operating Cash Flow	1.67B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	20.33%
Pretax Margin	15.95%
Profit Margin	11.49%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.77, which amounts to a dividend yield of 1.61%.

Dividend Per Share	0.77
Dividend Yield	1.61%
Dividend Growth (YoY)	-0.43%
Years of Dividend Growth	1
Payout Ratio	15.66%
Buyback Yield	-0.95%
Shareholder Yield	0.79%
Earnings Yield	11.50%
FCF Yield	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a