OFG Bancorp Statistics

Total Valuation

OFG Bancorp has a market cap or net worth of EUR 1.71 billion.

Market Cap	1.71B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, July 18, 2025.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Jun 30, 2025

Share Statistics

Current Share Class	44.91M
Shares Outstanding	n/a
Shares Change (YoY)	-2.02%
Shares Change (QoQ)	-1.60%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	44.36M

Valuation Ratios

The trailing PE ratio is 9.54 and the forward PE ratio is 10.12.

PE Ratio	9.54
Forward PE	10.12
PS Ratio	2.97
PB Ratio	1.43
P/TBV Ratio	1.55
P/FCF Ratio	7.26
P/OCF Ratio	6.74
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.08
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.46%.

Return on Equity (ROE)	15.46%
Return on Assets (ROA)	1.70%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	259,293
Profits Per Employee	80,763
Employee Count	2,246
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +4.52% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+4.52%
50-Day Moving Average	35.56
200-Day Moving Average	39.12
Relative Strength Index (RSI)	65.67
Average Volume (20 Days)	18

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.04

Income Statement

In the last 12 months, OFG Bancorp had revenue of EUR 576.41 million and earned 179.54 million in profits. Earnings per share was 3.87.

Revenue	576.41M
Gross Profit	576.41M
Operating Income	240.55M
Pretax Income	226.93M
Net Income	179.54M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.87

Full Income Statement

Balance Sheet

The company has 657.46 million in cash and 255.76 million in debt, giving a net cash position of 401.71 million.

Cash & Cash Equivalents	657.46M
Total Debt	255.76M
Net Cash	401.71M
Net Cash Per Share	n/a
Equity (Book Value)	1.20B
Book Value Per Share	26.68
Working Capital	-8.46B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 254.04 million and capital expenditures -18.04 million, giving a free cash flow of 236.00 million.

Operating Cash Flow	254.04M
Capital Expenditures	-18.04M
Free Cash Flow	236.00M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	41.73%
Pretax Margin	39.37%
Profit Margin	31.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	40.94%

Dividends & Yields

This stock pays an annual dividend of 0.98, which amounts to a dividend yield of 2.64%.

Dividend Per Share	0.98
Dividend Yield	2.64%
Dividend Growth (YoY)	16.19%
Years of Dividend Growth	4
Payout Ratio	24.07%
Buyback Yield	2.02%
Shareholder Yield	4.66%
Earnings Yield	10.48%
FCF Yield	13.78%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a