First BanCorp. Statistics

Total Valuation

First BanCorp. has a market cap or net worth of EUR 2.88 billion.

Market Cap	2.88B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, July 22, 2025.

Earnings Date	Jul 22, 2025
Ex-Dividend Date	May 29, 2025

Share Statistics

Current Share Class	159.41M
Shares Outstanding	n/a
Shares Change (YoY)	-4.19%
Shares Change (QoQ)	-1.37%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	155.66M

Valuation Ratios

The trailing PE ratio is 11.03 and the forward PE ratio is 10.54.

PE Ratio	11.03
Forward PE	10.54
PS Ratio	3.80
PB Ratio	1.83
P/TBV Ratio	1.88
P/FCF Ratio	8.24
P/OCF Ratio	8.08
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.78
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.38%.

Return on Equity (ROE)	18.38%
Return on Assets (ROA)	1.62%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	243,714
Profits Per Employee	83,883
Employee Count	3,113
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First BanCorp. has paid 75.73 million in taxes.

Income Tax	75.73M
Effective Tax Rate	22.48%

Stock Price Statistics

The stock price has decreased by -3.31% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-3.31%
50-Day Moving Average	17.93
200-Day Moving Average	18.09
Relative Strength Index (RSI)	56.82
Average Volume (20 Days)	21

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.08

Income Statement

In the last 12 months, First BanCorp. had revenue of EUR 758.68 million and earned 261.13 million in profits. Earnings per share was 1.60.

Revenue	758.68M
Gross Profit	758.68M
Operating Income	342.22M
Pretax Income	336.85M
Net Income	261.13M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.60

Full Income Statement

Balance Sheet

The company has 627.31 million in cash and 272.48 million in debt, giving a net cash position of 354.83 million.

Cash & Cash Equivalents	627.31M
Total Debt	272.48M
Net Cash	354.83M
Net Cash Per Share	n/a
Equity (Book Value)	1.57B
Book Value Per Share	9.79
Working Capital	-13.63B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 356.29 million and capital expenditures -7.02 million, giving a free cash flow of 349.27 million.

Operating Cash Flow	356.29M
Capital Expenditures	-7.02M
Free Cash Flow	349.27M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	45.11%
Pretax Margin	44.40%
Profit Margin	34.42%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	46.04%

Dividends & Yields

This stock pays an annual dividend of 0.63, which amounts to a dividend yield of 3.58%.

Dividend Per Share	0.63
Dividend Yield	3.58%
Dividend Growth (YoY)	13.34%
Years of Dividend Growth	6
Payout Ratio	36.24%
Buyback Yield	4.19%
Shareholder Yield	7.77%
Earnings Yield	9.07%
FCF Yield	12.13%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 7, 2011. It was a reverse split with a ratio of 0.0666666667.

Last Split Date	Jan 7, 2011
Split Type	Reverse
Split Ratio	0.0666666667

Scores

Altman Z-Score	n/a
Piotroski F-Score	4