OP Bancorp Statistics

Total Valuation

OP Bancorp has a market cap or net worth of EUR 150.97 million.

Market Cap	150.97M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	May 8, 2025

Share Statistics

Current Share Class	14.81M
Shares Outstanding	n/a
Shares Change (YoY)	-1.59%
Shares Change (QoQ)	+0.28%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	11.53M

Valuation Ratios

The trailing PE ratio is 7.75 and the forward PE ratio is 7.25.

PE Ratio	7.75
Forward PE	7.25
PS Ratio	2.01
PB Ratio	0.78
P/TBV Ratio	0.78
P/FCF Ratio	4.38
P/OCF Ratio	4.06
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.26
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.57%.

Return on Equity (ROE)	10.57%
Return on Assets (ROA)	0.90%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	325,847
Profits Per Employee	84,317
Employee Count	231
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OP Bancorp has paid 7.49 million in taxes.

Income Tax	7.49M
Effective Tax Rate	27.45%

Stock Price Statistics

The stock price has increased by +20.93% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+20.93%
50-Day Moving Average	10.60
200-Day Moving Average	12.06
Relative Strength Index (RSI)	51.14
Average Volume (20 Days)	420

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.78

Income Statement

In the last 12 months, OP Bancorp had revenue of EUR 75.27 million and earned 19.48 million in profits. Earnings per share was 1.31.

Revenue	75.27M
Gross Profit	75.27M
Operating Income	30.91M
Pretax Income	27.29M
Net Income	19.48M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.31

Full Income Statement

Balance Sheet

The company has 184.08 million in cash and 77.90 million in debt, giving a net cash position of 106.18 million.

Cash & Cash Equivalents	184.08M
Total Debt	77.90M
Net Cash	106.18M
Net Cash Per Share	n/a
Equity (Book Value)	194.37M
Book Value Per Share	13.03
Working Capital	-1.92B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 37.14 million and capital expenditures -2.68 million, giving a free cash flow of 34.46 million.

Operating Cash Flow	37.14M
Capital Expenditures	-2.68M
Free Cash Flow	34.46M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	41.07%
Pretax Margin	36.26%
Profit Margin	26.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	45.78%

Dividends & Yields

This stock pays an annual dividend of 0.44, which amounts to a dividend yield of 4.26%.

Dividend Per Share	0.44
Dividend Yield	4.26%
Dividend Growth (YoY)	-0.53%
Years of Dividend Growth	6
Payout Ratio	33.27%
Buyback Yield	1.59%
Shareholder Yield	5.85%
Earnings Yield	12.90%
FCF Yield	22.83%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4