OP Bancorp Statistics

Total Valuation

OP Bancorp has a market cap or net worth of EUR 174.41 million.

Market Cap	174.41M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Aug 7, 2025

Share Statistics

Current Share Class	14.89M
Shares Outstanding	n/a
Shares Change (YoY)	-1.12%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	11.58M

Valuation Ratios

The trailing PE ratio is 9.31 and the forward PE ratio is 7.68.

PE Ratio	9.31
Forward PE	7.68
PS Ratio	2.44
PB Ratio	0.96
P/TBV Ratio	0.96
P/FCF Ratio	14.78
P/OCF Ratio	11.78
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.56
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.89%.

Return on Equity (ROE)	10.89%
Return on Assets (ROA)	0.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	309,924
Profits Per Employee	81,092
Employee Count	231
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OP Bancorp has paid 6.88 million in taxes.

Income Tax	6.88M
Effective Tax Rate	26.58%

Stock Price Statistics

The stock price has decreased by -4.55% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-4.55%
50-Day Moving Average	10.91
200-Day Moving Average	12.02
Relative Strength Index (RSI)	58.90
Average Volume (20 Days)	450

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.07

Income Statement

In the last 12 months, OP Bancorp had revenue of EUR 71.59 million and earned 18.73 million in profits. Earnings per share was 1.26.

Revenue	71.59M
Gross Profit	71.59M
Operating Income	29.38M
Pretax Income	25.86M
Net Income	18.73M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.26

Full Income Statement

Balance Sheet

The company has 174.98 million in cash and 53.80 million in debt, giving a net cash position of 121.18 million.

Cash & Cash Equivalents	174.98M
Total Debt	53.80M
Net Cash	121.18M
Net Cash Per Share	n/a
Equity (Book Value)	181.98M
Book Value Per Share	12.23
Working Capital	-1.73B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 14.81 million and capital expenditures -3.01 million, giving a free cash flow of 11.80 million.

Operating Cash Flow	14.81M
Capital Expenditures	-3.01M
Free Cash Flow	11.80M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	41.04%
Pretax Margin	36.13%
Profit Margin	26.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	16.48%

Dividends & Yields

This stock pays an annual dividend of 0.44, which amounts to a dividend yield of 4.15%.

Dividend Per Share	0.44
Dividend Yield	4.15%
Dividend Growth (YoY)	-2.06%
Years of Dividend Growth	6
Payout Ratio	31.91%
Buyback Yield	1.12%
Shareholder Yield	5.27%
Earnings Yield	10.74%
FCF Yield	6.76%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3