Old Second Bancorp, Inc. (FRA:OSB)

Old Second Bancorp Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 5, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	888	770	624	669	318	242
Market Cap Growth	14.97%	23.37%	-6.67%	110.50%	31.12%	-32.47%
Last Close Price	16.60	13.89	-	-	-	-
PE Ratio	14.76	9.35	7.52	10.61	18.03	10.66
PS Ratio	3.61	2.93	2.56	2.95	2.75	2.50
PB Ratio	1.20	1.19	1.20	1.55	0.72	0.97
P/FCF Ratio	10.83	6.61	6.63	7.69	12.46	13.44
P/OCF Ratio	10.22	6.06	5.93	7.35	11.64	11.41
Debt / Equity Ratio	0.34	0.22	0.91	0.59	0.41	0.57
Debt / FCF Ratio	3.02	1.20	5.05	2.94	7.09	7.87
Return on Equity (ROE)	9.25%	13.66%	17.67%	14.00%	4.96%	9.51%
Return on Assets (ROA)	1.12%	1.50%	1.58%	1.11%	0.43%	0.98%
Earnings Yield	6.78%	10.69%	13.29%	9.43%	5.55%	9.38%
FCF Yield	9.23%	15.14%	15.07%	13.01%	8.03%	7.44%
Dividend Yield	1.34%	1.46%	-	-	-	-
Payout Ratio	15.92%	11.04%	9.75%	13.17%	23.01%	4.26%
Buyback Yield / Dilution	-4.68%	-0.54%	-0.40%	-47.09%	-1.87%	0.80%
Total Shareholder Return	-3.33%	0.92%	-0.40%	-47.09%	-1.87%	0.80%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.