ProCredit Holding AG Statistics

Total Valuation

FRA:PCZ has a market cap or net worth of EUR 475.90 million.

Market Cap	475.90M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Jun 5, 2025

Share Statistics

Current Share Class	58.90M
Shares Outstanding	n/a
Shares Change (YoY)	-0.31%
Shares Change (QoQ)	-0.24%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	35.49%
Float	35.63M

Valuation Ratios

The trailing PE ratio is 6.12 and the forward PE ratio is 5.36.

PE Ratio	6.12
Forward PE	5.36
PS Ratio	1.10
PB Ratio	0.45
P/TBV Ratio	0.47
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.49%.

Return on Equity (ROE)	7.49%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	93,575
Profits Per Employee	16,860
Employee Count	4,689
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:PCZ has paid 35.57 million in taxes.

Income Tax	35.57M
Effective Tax Rate	31.39%

Stock Price Statistics

The stock price has increased by +7.75% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+7.75%
50-Day Moving Average	8.40
200-Day Moving Average	9.32
Relative Strength Index (RSI)	51.77
Average Volume (20 Days)	1,346

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:PCZ had revenue of EUR 431.38 million and earned 77.72 million in profits. Earnings per share was 1.32.

Revenue	431.38M
Gross Profit	431.38M
Operating Income	114.97M
Pretax Income	113.29M
Net Income	77.72M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.32

Full Income Statement

Balance Sheet

The company has 1.96 billion in cash and 1.30 billion in debt, giving a net cash position of 661.58 million.

Cash & Cash Equivalents	1.96B
Total Debt	1.30B
Net Cash	661.58M
Net Cash Per Share	n/a
Equity (Book Value)	1.05B
Book Value Per Share	17.89
Working Capital	-6.64B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	26.65%
Pretax Margin	26.26%
Profit Margin	18.02%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.59, which amounts to a dividend yield of 7.11%.

Dividend Per Share	0.59
Dividend Yield	7.11%
Dividend Growth (YoY)	-7.81%
Years of Dividend Growth	3
Payout Ratio	n/a
Buyback Yield	0.31%
Shareholder Yield	7.42%
Earnings Yield	16.33%
FCF Yield	n/a

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2