Renasant Corporation (FRA:RN6)

Renasant Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	915.68	806.3	716.46	479.91	435.46	466.43
Interest Income on Investments	102.94	81.48	80.86	61.9	33.22	31.7
Total Interest Income	1,019	887.78	797.32	541.81	468.69	498.13
Interest Paid on Deposits	367.67	346.59	232.33	35.21	28.98	54.02
Interest Paid on Borrowings	34.01	28.99	45.66	25.3	15.71	17.32
Total Interest Expense	401.68	375.58	277.99	60.51	44.68	71.34
Net Interest Income	616.94	512.2	519.33	481.3	424	426.8
Net Interest Income Growth (YoY)	22.98%	-1.37%	7.90%	13.51%	-0.66%	-3.80%
Trust Income	26.62	23.56	22.13	22.34	20.46	16.5
Mortgage Banking Activities	34.72	36.38	32.41	35.79	109.6	150.5
Gain (Loss) on Sale of Assets	53.35	53.35	-	-	-	-
Gain (Loss) on Sale of Investments	-	-	-41.79	-	2.17	0.05
Other Non-Interest Income	48.59	48.6	61.12	51.16	58.19	37.16
Total Non-Interest Income	208.25	203.66	113.08	149.25	226.98	235.53
Non-Interest Income Growth (YoY)	50.14%	80.11%	-24.24%	-34.24%	-3.63%	53.69%
Revenues Before Loan Losses	825.18	715.86	632.4	630.55	650.99	662.33
Provision for Loan Losses	89.61	9.27	15.59	23.87	-2.17	86.85
Revenue	735.58	706.58	616.81	606.68	653.15	575.48
Revenue Growth (YoY)	17.23%	14.56%	1.67%	-7.12%	13.50%	-2.44%
Salaries and Employee Benefits	298.47	269.89	268.05	250.15	270.55	291.81
Occupancy Expenses	44.76	38.88	38.67	44.82	38.54	44.04
Amortization of Goodwill & Intangibles	12.26	4.69	5.38	5.12	6.04	7.12
Selling, General & Administrative	78.23	74	73.35	60.56	72.95	71.79
Other Non-Interest Expense	63.99	59.96	53.91	32.66	35.5	46.99
Total Non-Interest Expense	499.19	448.27	439.62	392.85	429.96	464.62
EBT Excluding Unusual Items	236.38	258.31	177.19	213.83	223.2	110.86
Pretax Income	201.77	244.97	177.19	211.31	222.83	103.49
Income Tax Expense	42.03	49.51	32.51	45.24	46.94	19.84
Net Income	159.74	195.46	144.68	166.07	175.89	83.65
Net Income to Common	159.74	195.46	144.68	166.07	175.89	83.65
Net Income Growth	7.78%	35.10%	-12.88%	-5.58%	110.27%	-50.09%
Basic Shares Outstanding	71	59	56	56	56	56
Diluted Shares Outstanding	71	60	56	56	56	56
Shares Change (YoY)	25.97%	5.85%	0.42%	-0.37%	-0.08%	-3.02%
EPS (Basic)	2.26	3.29	2.58	2.97	3.13	1.49
EPS (Diluted)	2.24	3.27	2.56	2.95	3.12	1.48
EPS Growth	-14.28%	27.73%	-13.22%	-5.45%	110.81%	-48.61%
Dividend Per Share	0.880	0.880	0.880	0.880	0.880	0.880
Dividend Growth	-	-	-	-	-	1.15%
Effective Tax Rate	20.83%	20.21%	18.35%	21.41%	21.06%	19.17%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.