Selective Insurance Group Statistics

Total Valuation

FRA:SV2 has a market cap or net worth of EUR 3.99 billion. The enterprise value is 4.93 billion.

Market Cap	3.99B
Enterprise Value	4.93B

Important Dates

The last earnings date was Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Aug 15, 2025

Share Statistics

Current Share Class	60.85M
Shares Outstanding	n/a
Shares Change (YoY)	+0.26%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	60.23M

Valuation Ratios

The trailing PE ratio is 12.50 and the forward PE ratio is 9.70.

PE Ratio	12.50
Forward PE	9.70
PS Ratio	0.92
PB Ratio	1.39
P/TBV Ratio	1.48
P/FCF Ratio	4.13
P/OCF Ratio	4.00
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.71, with an EV/FCF ratio of 5.11.

EV / Earnings	15.46
EV / Sales	1.13
EV / EBITDA	9.71
EV / EBIT	10.43
EV / FCF	5.11

Financial Position

The company has a current ratio of 0.36, with a Debt / Equity ratio of 0.27.

Current Ratio	0.36
Quick Ratio	0.23
Debt / Equity	0.27
Debt / EBITDA	1.52
Debt / FCF	0.80
Interest Coverage	14.83

Financial Efficiency

Return on equity (ROE) is 12.19% and return on invested capital (ROIC) is 8.98%.

Return on Equity (ROE)	12.19%
Return on Assets (ROA)	2.56%
Return on Invested Capital (ROIC)	8.98%
Return on Capital Employed (ROCE)	11.69%
Revenue Per Employee	1.55M
Profits Per Employee	113,874
Employee Count	2,800
Asset Turnover	0.38
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:SV2 has paid 84.90 million in taxes.

Income Tax	84.90M
Effective Tax Rate	20.63%

Stock Price Statistics

The stock price has decreased by -14.01% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-14.01%
50-Day Moving Average	71.74
200-Day Moving Average	79.98
Relative Strength Index (RSI)	43.88
Average Volume (20 Days)	71

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.02

Income Statement

In the last 12 months, FRA:SV2 had revenue of EUR 4.35 billion and earned 318.85 million in profits. Earnings per share was 5.20.

Revenue	4.35B
Gross Profit	907.85M
Operating Income	471.22M
Pretax Income	411.58M
Net Income	318.85M
EBITDA	498.14M
EBIT	471.22M
Earnings Per Share (EPS)	5.20

Full Income Statement

Balance Sheet

The company has 452.83 million in cash and 768.69 million in debt, giving a net cash position of -768.39 million.

Cash & Cash Equivalents	452.83M
Total Debt	768.69M
Net Cash	-768.39M
Net Cash Per Share	n/a
Equity (Book Value)	2.87B
Book Value Per Share	44.35
Working Capital	-5.34B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 996.67 million and capital expenditures -31.62 million, giving a free cash flow of 965.04 million.

Operating Cash Flow	996.67M
Capital Expenditures	-31.62M
Free Cash Flow	965.04M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 20.85%, with operating and profit margins of 10.82% and 7.50%.

Gross Margin	20.85%
Operating Margin	10.82%
Pretax Margin	9.45%
Profit Margin	7.50%
EBITDA Margin	11.44%
EBIT Margin	10.82%
FCF Margin	22.17%

Dividends & Yields

This stock pays an annual dividend of 1.39, which amounts to a dividend yield of 2.10%.

Dividend Per Share	1.39
Dividend Yield	2.10%
Dividend Growth (YoY)	7.18%
Years of Dividend Growth	10
Payout Ratio	26.69%
Buyback Yield	-0.26%
Shareholder Yield	1.88%
Earnings Yield	8.00%
FCF Yield	24.21%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5