Trupanion, Inc. (FRA:TPW)

Trupanion Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 4, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,371	1,971	1,147	1,818	4,686	3,838
Market Cap Growth	-32.50%	71.91%	-36.93%	-61.20%	22.12%	228.97%
Enterprise Value	1,337	1,963	1,127	1,789	4,590	3,833
PS Ratio	1.15	1.59	1.14	2.15	7.63	9.35
PB Ratio	4.37	6.31	4.17	6.37	16.04	13.81
P/FCF Ratio	22.39	52.91	3540.62	-	-	333.10
P/OCF Ratio	19.17	42.27	68.01	-	714.64	217.90
EV/Sales Ratio	1.11	1.58	1.12	2.11	7.47	9.34
EV/EBITDA Ratio	55.39	163.47	-	-	-	1679.45
EV/FCF Ratio	21.82	52.69	3480.83	-	-	332.72
Debt / Equity Ratio	0.31	0.40	0.43	0.23	-	0.00
Debt / EBITDA Ratio	4.04	10.37	-	-	-	0.30
Debt / FCF Ratio	1.59	3.34	360.14	-	-	0.06
Quick Ratio	1.67	1.66	1.58	1.57	1.69	2.19
Current Ratio	1.71	1.69	1.61	1.62	1.73	2.22
Asset Turnover	1.65	1.62	1.52	1.47	1.32	1.33
Return on Equity (ROE)	4.49%	-3.07%	-14.68%	-14.02%	-10.57%	-2.45%
Return on Assets (ROA)	0.93%	-0.32%	-3.12%	-4.29%	-4.12%	-0.71%
Return on Capital (ROIC)	1.70%	-0.57%	-5.61%	-7.49%	-6.49%	-1.06%
Earnings Yield	0.96%	-0.47%	-3.53%	-2.30%	-0.67%	-0.12%
FCF Yield	4.47%	1.89%	0.03%	-1.29%	-0.09%	0.30%
Buyback Yield / Dilution	-3.04%	-1.74%	-1.65%	-1.56%	-11.93%	-3.50%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.