Unum Group (FRA:UUM)

Unum Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 5, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	10,686	12,881	7,979	7,638	4,417	3,819
Market Cap Growth	-14.78%	61.43%	4.47%	72.91%	15.65%	-28.74%
Enterprise Value	13,846	16,201	11,127	10,765	7,336	6,497
PE Ratio	13.73	7.50	6.87	5.80	5.12	5.89
PS Ratio	0.96	1.03	0.71	0.68	0.42	0.36
PB Ratio	1.15	1.22	0.91	0.93	0.44	0.43
P/FCF Ratio	18.19	9.61	8.26	6.20	3.93	13.34
P/OCF Ratio	15.37	8.81	7.33	5.75	3.62	9.96
EV/Sales Ratio	1.23	1.30	0.99	0.96	0.70	0.60
EV/EBITDA Ratio	10.72	6.49	6.33	5.60	5.03	6.22
EV/EBIT Ratio	11.76	6.80	6.70	5.92	5.42	6.82
EV/FCF Ratio	23.57	12.09	11.52	8.74	6.53	22.69
Debt / Equity Ratio	0.37	0.37	0.37	0.40	0.31	0.31
Debt / EBITDA Ratio	2.66	1.56	1.82	1.71	2.10	2.62
Debt / FCF Ratio	5.81	2.93	3.32	2.66	2.72	9.55
Quick Ratio	4.05	3.59	4.80	4.64	5.22	7.26
Current Ratio	15.51	11.32	18.96	20.45	25.37	32.39
Asset Turnover	0.20	0.21	0.20	0.18	0.17	0.19
Return on Equity (ROE)	8.35%	17.26%	13.96%	13.97%	8.80%	7.61%
Return on Assets (ROA)	1.34%	2.46%	1.84%	1.85%	1.37%	1.06%
Return on Capital (ROIC)	5.81%	10.93%	9.02%	8.95%	6.61%	5.29%
Earnings Yield	7.28%	13.34%	14.56%	17.24%	19.53%	16.97%
FCF Yield	5.50%	10.40%	12.11%	16.13%	25.42%	7.50%
Dividend Yield	2.50%	2.32%	3.37%	3.46%	5.40%	6.08%
Payout Ratio	33.52%	16.67%	21.58%	18.06%	24.40%	29.24%
Buyback Yield / Dilution	7.93%	4.82%	2.23%	1.34%	-0.54%	2.91%
Total Shareholder Return	10.44%	7.15%	5.60%	4.80%	4.86%	8.98%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.