Access Bank (Ghana) Plc (GHSE:ACCESS)
Ghana
· Delayed Price · Currency is GHS 9.20
0.00 (0.00%)
At close: May 8, 2025
Access Bank (Ghana) Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 1,850 | 1,784 | 1,278 | 993.29 | 746.03 | 639.54 | Upgrade
|
| Interest Paid on Deposits | 997.07 | 942.26 | 680.43 | 458.4 | 284.91 | 264.54 | Upgrade
|
| Net Interest Income | 852.82 | 842.08 | 597.82 | 534.89 | 461.12 | 374.99 | Upgrade
|
| Net Interest Income Growth (YoY) | 51.74% | 40.86% | 11.76% | 16.00% | 22.97% | 105.32% | Upgrade
|
| Income From Trading Activities | 675.4 | 715.65 | 677.83 | 469.68 | 304.55 | 151.39 | Upgrade
|
| Gain (Loss) on Sale of Assets | 1.24 | 1.24 | 0.65 | 0.51 | 0.25 | - | Upgrade
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| Other Non-Interest Income | 494.91 | 409.02 | 336.86 | 145.69 | 65.92 | 57.68 | Upgrade
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| Total Non-Interest Income | 1,172 | 1,126 | 1,015 | 615.89 | 370.72 | 209.07 | Upgrade
|
| Non-Interest Income Growth (YoY) | 7.43% | 10.89% | 64.86% | 66.13% | 77.32% | 4.29% | Upgrade
|
| Revenues Before Loan Losses | 2,024 | 1,968 | 1,613 | 1,151 | 831.84 | 584.06 | Upgrade
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| Provision for Loan Losses | 387.71 | 387.71 | 127.4 | 1,264 | 104.23 | 17.02 | Upgrade
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| Revenue | 1,637 | 1,580 | 1,486 | -113.28 | 727.61 | 567.04 | Upgrade
|
| Revenue Growth (YoY) | 7.31% | 6.36% | - | - | 28.32% | 38.44% | Upgrade
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| Salaries and Employee Benefits | 275.32 | 252.96 | 184.66 | 143.66 | 89.36 | 82.11 | Upgrade
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| Occupancy Expenses | 95.1 | 88.49 | 56.4 | 27.64 | 24.91 | 33.73 | Upgrade
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| Other Non-Interest Expense | 308.27 | 279.28 | 206.87 | 156.01 | 112.43 | 95.73 | Upgrade
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| Total Non-Interest Expense | 678.68 | 620.73 | 447.92 | 327.32 | 226.7 | 211.57 | Upgrade
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| EBT Excluding Unusual Items | 957.99 | 959.55 | 1,038 | -440.6 | 500.91 | 355.47 | Upgrade
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| Asset Writedown | -0.35 | -0.35 | -0.02 | - | - | - | Upgrade
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| Pretax Income | 957.64 | 959.2 | 1,038 | -440.6 | 500.91 | 355.47 | Upgrade
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| Income Tax Expense | 421.74 | 422.29 | 419.35 | -102.47 | 179.33 | 114.68 | Upgrade
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| Net Income | 535.9 | 536.91 | 618.47 | -338.14 | 321.58 | 240.79 | Upgrade
|
| Net Income to Common | 535.9 | 536.91 | 618.47 | -338.14 | 321.58 | 240.79 | Upgrade
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| Net Income Growth | -15.27% | -13.19% | - | - | 33.55% | 38.62% | Upgrade
|
| Basic Shares Outstanding | 174 | 174 | 174 | 174 | 174 | 177 | Upgrade
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| Diluted Shares Outstanding | 174 | 174 | 174 | 174 | 174 | 177 | Upgrade
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| Shares Change (YoY) | 0.34% | - | - | - | -1.75% | 1.79% | Upgrade
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| EPS (Basic) | 3.08 | 3.09 | 3.56 | -1.94 | 1.85 | 1.36 | Upgrade
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| EPS (Diluted) | 3.08 | 3.09 | 3.56 | -1.94 | 1.85 | 1.36 | Upgrade
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| EPS Growth | -15.55% | -13.19% | - | - | 35.93% | 36.19% | Upgrade
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| Dividend Per Share | 0.889 | 0.889 | - | 0.794 | 0.793 | 0.230 | Upgrade
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| Dividend Growth | - | - | - | 0.19% | 244.73% | - | Upgrade
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| Effective Tax Rate | 44.04% | 44.02% | 40.41% | - | 35.80% | 32.26% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.