Ecobank Ghana PLC (GHSE:EGH)

Ecobank Ghana Balance Sheet

Financials in millions GHS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY null	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Dec 31, 2024	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	20,517	20,742	-	8,693	3,618	1,588
Investment Securities	9,728	5,926	-	9,821	6,343	5,884
Trading Asset Securities	741.82	431.61	-	208.7	1,117	1,765
Total Investments	10,470	6,358	-	10,030	7,460	7,649
Gross Loans	10,384	12,401	-	10,599	9,456	6,225
Allowance for Loan Losses	-	-1,800	-	-1,082	-589.57	-531.27
Net Loans	10,384	10,601	-	9,518	8,866	5,694
Property, Plant & Equipment	1,355	1,356	-	1,333	1,304	626
Other Intangible Assets	5.69	6.62	-	6.14	20.7	41.21
Other Receivables	94.58	1,525	-	670.07	1,005	712.16
Restricted Cash	-	-	-	2,564	2,781	1,098
Other Current Assets	-	62.28	-	79.03	13.48	80.19
Long-Term Deferred Tax Assets	657.29	657.29	-	752.53	420.84	59.48
Other Real Estate Owned & Foreclosed	353.82	139.81	-	18	19.95	32.67
Other Long-Term Assets	2,417	4,555	-	-	399.83	345.45
Total Assets	46,255	46,002	-	33,663	25,908	17,926
Accrued Expenses	-	798.5	-	307.67	332.34	171.2
Interest Bearing Deposits	37,750	15,274	-	9,063	8,226	4,540
Non-Interest Bearing Deposits	-	23,179	-	19,634	14,041	9,987
Total Deposits	37,750	38,453	-	28,697	22,267	14,527
Current Portion of Long-Term Debt	-	177.97	-	45.76	9.97	19.56
Current Portion of Leases	-	29.7	-	7.38	16.29	4.64
Current Income Taxes Payable	-	-	-	32.92	-	-
Other Current Liabilities	-	169.27	-	168.27	16.43	9.46
Long-Term Debt	329	216.04	-	103.47	-	5.98
Long-Term Leases	107.04	79.67	-	54.08	48.87	52.56
Pension & Post-Retirement Benefits	-	210.44	-	97.67	69.76	56.35
Other Long-Term Liabilities	2,336	467.79	-	486.36	441.7	395.19
Total Liabilities	40,523	40,603	-	30,001	23,202	15,242
Common Stock	416.64	416.64	-	416.64	416.64	416.64
Retained Earnings	4,552	4,222	-	2,522	1,889	2,105
Comprehensive Income & Other	763.44	760.64	-	722.66	399.09	161.35
Total Common Equity	5,732	5,399	-	3,661	2,705	2,683
Minority Interest	0.54	0.48	-	0.71	0.61	0.59
Shareholders' Equity	5,732	5,400	-	3,662	2,706	2,683
Total Liabilities & Equity	46,255	46,002	-	33,663	25,908	17,926
Total Debt	436.03	503.38	-	210.69	75.13	82.74
Net Cash (Debt)	20,822	20,671	-	8,691	4,659	3,270
Net Cash Growth	80.01%	-	-	86.52%	42.48%	-0.92%
Net Cash Per Share	-	64.08	-	26.94	14.44	10.14
Filing Date Shares Outstanding	-	322.55	-	322.55	322.55	322.55
Total Common Shares Outstanding	-	322.55	-	322.55	322.55	322.55
Book Value Per Share	-	16.74	-	11.35	8.39	8.32
Tangible Book Value	5,726	5,393	-	3,655	2,684	2,642
Tangible Book Value Per Share	-	16.72	-	11.33	8.32	8.19

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.