Oma Säästöpankki Oyj (HEL:OMASP)

Oma Säästöpankki Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	655.16	678.69	873.92	484.66	253.78	312.99
Investment Securities	519.4	518.9	569.83	565.19	639.24	523.19
Trading Asset Securities	91.11	94.52	59.47	13.39	29.45	23.43
Total Investments	610.52	613.42	629.3	578.59	668.69	546.62
Gross Loans	6,246	6,399	6,033	4,779	4,355	3,460
Allowance for Loan Losses	-133.77	-112.61	-35.46	-24.83	-28.6	-25.86
Net Loans	6,112	6,286	5,998	4,755	4,326	3,434
Property, Plant & Equipment	39.5	37.98	34.59	28.8	27.89	29.7
Goodwill	20.09	20.09	4.84	0.45	1.05	1.05
Other Intangible Assets	13.42	11.72	8.8	8.17	8.97	10.13
Investments in Real Estate	0.92	0.92	1.17	1.33	1.71	7.27
Accrued Interest Receivable	-	36.74	62.61	26.03	15.49	11.92
Other Receivables	3.61	0.34	0.15	0.09	30.08	0.1
Restricted Cash	-	-	-	31.53	30.13	23.3
Long-Term Deferred Tax Assets	13.69	14.9	17.61	21.92	7.08	3.88
Other Long-Term Assets	48.6	8.01	12.34	5.66	1.31	0.73
Total Assets	7,518	7,709	7,643	5,942	5,373	4,382
Accrued Expenses	-	-	-	7.99	1.48	5.5
Interest Bearing Deposits	608.68	553.96	572.98	301.62	132.66	188.88
Non-Interest Bearing Deposits	3,164	3,386	3,160	2,817	2,771	2,188
Total Deposits	3,773	3,940	3,733	3,119	2,904	2,377
Short-Term Borrowings	14.57	174.49	87.63	8.93	10.78	10.77
Current Portion of Long-Term Debt	1,423	227.05	676.05	545.58	566.68	149.32
Current Portion of Leases	-	-	-	2.67	2.34	1.88
Current Income Taxes Payable	-	7.65	2.58	0.48	9.33	3.8
Accrued Interest Payable	-	-	-	8.2	1.97	1.81
Other Current Liabilities	-	-	-	0.17	0.12	0.12
Long-Term Debt	1,582	2,632	2,446	1,818	1,414	1,426
Long-Term Leases	-	-	-	5.95	6.31	4.86
Pension & Post-Retirement Benefits	-	-	-	0.21	0.59	0.22
Long-Term Deferred Tax Liabilities	33.57	35.72	42.9	36.07	31.12	27.95
Other Long-Term Liabilities	108.38	115.77	113.31	22.04	18.63	12.26
Total Liabilities	6,935	7,133	7,102	5,577	4,971	4,029
Common Stock	24	24	24	24	24	24
Retained Earnings	396.57	394.23	368.23	272.14	231.94	180.71
Comprehensive Income & Other	162.46	157.91	148.82	68.82	144.83	148.35
Total Common Equity	583.03	576.14	541.05	364.96	400.77	353.07
Minority Interest	-	-	-	-	0.52	0.43
Shareholders' Equity	583.03	576.14	541.05	364.96	401.29	353.49
Total Liabilities & Equity	7,518	7,709	7,643	5,942	5,373	4,382
Total Debt	3,020	3,034	3,210	2,381	2,000	1,593
Net Cash (Debt)	-2,274	-2,261	-2,276	-1,883	-1,717	-1,256
Net Cash Per Share	-67.97	-67.58	-71.78	-62.21	-57.08	-42.46
Filing Date Shares Outstanding	33.16	33.16	33.07	30.02	29.77	29.59
Total Common Shares Outstanding	33.16	33.16	33.07	30.02	29.77	29.59
Book Value Per Share	17.58	17.38	16.36	12.16	13.46	11.93
Tangible Book Value	549.52	544.34	527.41	356.33	390.75	341.89
Tangible Book Value Per Share	16.57	16.42	15.95	11.87	13.12	11.56

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.