National Citizen Commercial Joint Stock Bank (HNX:NVB)

HNX:NVB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Jan 1, 2023	Jan 1, 2022	Jan 1, 2021
Net Income	-4,936,472	-5,128,938	-669,556	8	1,400	1,212
Depreciation & Amortization	30,163	30,723	38,774	32,499	33,619	35,397
Other Amortization	18,700	14,818	12,157	6,097	6,127	6,832
Change in Trading Asset Securities	-5,486,109	-5,486,109	-1,282,185	-1,593,574	3,047,686	-237,881
Change in Other Net Operating Assets	-22,782,275	-13,118,249	-7,475,302	-4,836,276	3,680,650	-11,719,431
Other Operating Activities	5,446,404	4,929,561	-1,316,903	745,506	687,683	1,093,762
Operating Cash Flow	-27,709,589	-18,758,194	-10,693,015	-5,645,740	7,457,165	-10,820,109
Capital Expenditures	-197,368	-184,977	-105,463	-73,726	-64,344	-19,049
Sale of Property, Plant and Equipment	72,643	1,602	1,370	185	849	5,571
Other Investing Activities	-74,384	-2,358	-11,775	-53	-193	-14,853
Investing Cash Flow	-199,109	-185,733	-115,868	-73,594	-63,688	-28,331
Long-Term Debt Issued	-	374,135	-	-	-	-
Net Debt Issued (Repaid)	822,785	374,135	-	-	-	-
Issuance of Common Stock	6,178,077	6,178,077	-	1,500,000	-	-
Net Increase (Decrease) in Deposit Accounts	30,783,269	20,273,121	6,012,942	14,738,185	-15,982,537	9,594,539
Financing Cash Flow	37,784,131	26,825,333	6,012,942	16,238,185	-15,982,537	9,594,539
Net Cash Flow	9,875,433	7,881,406	-4,795,941	10,518,851	-8,589,060	-1,253,901
Free Cash Flow	-27,906,957	-18,943,171	-10,798,478	-5,719,466	7,392,821	-10,839,158
Free Cash Flow Margin	-	-	-1887.18%	-535.07%	506.69%	-674.67%
Free Cash Flow Per Share	-23758.03	-31003.55	-19386.85	-12852.73	18164.18	-26631.84
Cash Interest Paid	5,150,040	5,327,730	5,803,178	3,858,637	4,541,412	4,329,987
Cash Income Tax Paid	168	175	3,907	1,691	1,480	2,337

Updated Mar 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.